1003 Persimmon Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 1003 Persimmon Dr, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,000 (Mar 2023)
Tax Bill	$9,616 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-25-427-019`

Property Details

APN / Parcel Number

Primary APN	`02-25-427-019`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Account Number	0225427019
Street Address	1003 PERSIMMON DR
City	GENOA
State	IL
Zip	60135-7533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 - OAK CREEK ESTATES UNIT 4 - PHASE 1
Legal Subdivision	OAK CREEK ESTATES
Legal Phase	I
Legal Lot Number	51
Legal Unit	4
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4033
Census Tract	100

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1003 PERSIMMON DR, GENOA, IL 60135-7533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jun 1, 2022	Warranty Deed, Transfer · Line of Credit CENTRAL BANK ILLINOIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	20231662
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 13, 2023
Property Address	1003 PERSIMMON DR, GENOA, IL 60135-7533
Document Number	0000001662
Map Reference	DOC 2006017645
Instrument Date	Mar 3, 2023
Instrument	2023001662
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1827 E LINCOLN HWY # HWY1, HWY1, DEKALB, IL 60115-3958

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1003 PERSIMMON DR, GENOA, IL 60135-7533

Mortgage

Document Number	0000001663
Date	Mar 13, 2023
Instrument	2023001663

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 1, 2022
Property Address	1003 PERSIMMON DR, GENOA, IL 60135-7533
Document Number	0000005339
Map Reference	DOC 2006017645
Instrument Date	Apr 13, 2022
Instrument	2022005339
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$19.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 BABSON RD, MONROE CENTER, IL 61052-9500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 E LINCOLN HWY, DEKALB, IL 60115-3958

Mortgage

Document Number	0000005340
Date	Jun 1, 2022
Instrument	2022005340

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	May 25, 2023

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,582 (+52.67%) Land $8,796 Building $115,786	$373,746 (+52.67%) Land $26,388 Building $347,358
2024	$9,616.00
2023		$81,603 Land $7,162 Building $74,441	$244,809 Land $21,486 Building $223,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Fox Valley Internet.

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