Black Hawk County property record for 1003 Pearl St, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 924 sqft · built 1972 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,942 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-11-483-007 |
| Primary APN | 8914-11-483-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 750 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 50 ft deep x 135 ft wide |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1003 PEARL ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-2459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINCOLN PARK LOT 1 BLK 6 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 11 |
| Legal Subdivision | LINCOLN PARK |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 5 |
| Census Block | 5032 |
| Census Tract | 2200 |
1003 Pearl St is owned by a company that acquired it in January 2016.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2021 MAIN ST, CEDAR FALLS, IA 50613-4215 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 1, 2016 |
| Transfer Doc | 0000014045 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1003 Pearl St was $2,942, up 3.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,942.00 (+3.3%) | $195,980 Land $35,720 Building $160,260 | $195,980 Land $35,720 Building $160,260 |
| 2024 | $2,848.00 | ||
| 2023 | $176,950 (+27.26%) Land $22,960 Building $153,990 | $176,950 Land $22,960 Building $153,990 | |
| 2022 | $2,566.00 | $139,050 Land $22,960 Building $116,090 | |
| 2021 | $139,050 Land $22,960 Building $116,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1003 Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1003 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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