1003 Paca Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1003 Paca Ln, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,939 sqft · built 1958
Lot Size	0.781 acres (34,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,515,000 (Mar 2020)
Tax Bill	$18,653 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-001-08323900`

Property Details

APN / Parcel Number

Primary APN	`02-001-08323900`
Alternative APNs	`200108323900` `00108323900`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,939 sqft Living Area
Gross Area	3,419 sqft
1st Floor Area	1,960 sqft
Basement Area	979 sqft
Finished Basement	979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	34,000 sqft (0.781 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	48 sqft
Patio Area	448 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00108323900
Street Address	1003 PACA LN
City	ANNAPOLIS
State	MD
Zip	21403-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 8 SC V ANNAPOLIS ROADS
Legal Subdivision	ANNAPOLIS ROADS
Legal Block	2
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2003
Census Tract	702602

Owner

1003 Paca Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 PACA LN, ANNAPOLIS, MD 21403-4218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS AND TRADERS TRUST COMPANY
Mar 31, 2020	Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Prior Sale	Jan 21, 1999 · Amount on File
Deed Book / Page	34376 / 235
Transfer Doc	0000016060
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1003 PACA LN, ANNAPOLIS, MD 21403-4218
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0349060098
Date	Jul 16, 2020
Book Page	34906/98

Lender

Name	MANUFACTURERS AND TRADERS TRUST COMPANY
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 31, 2020
Property Address	1003 PACA LN, ANNAPOLIS, MD 21403-4218
Document Number	0343760235
Book / Page	34376 / 235
Map Reference	MB 23 FO 22
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1003 PACA LN, ANNAPOLIS, MD 21403-4218

Mortgage

Document Number	3437243
Date	Mar 31, 2020
Instrument	3437/243

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Paca Ln was $18,653 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,738,700 Land $1,157,000 Building $581,700	$1,738,700 Land $1,157,000 Building $581,700
2025	$18,653.00
2023	$15,165.00 Homeowner's exemption	$1,519,300 Land $1,082,000 Building $437,300	$1,519,300 Land $1,082,000 Building $437,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Paca Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	181 (1979–2024)
Claims Outside the SFHA	43 of 181
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 130 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Paca Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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