1003 Old Telegraph Rd, Warwick, MD 21912 Property Records

Cecil County property record for 1003 Old Telegraph Rd, Warwick, MD 21912

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,872 sqft · built 1995
Lot Size2.42 acres (105,415 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Apr 2025)
Tax Bill$3,959 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-037793

Property Details

APN / Parcel Number

Primary APN02-037793
Alternative APNs
  • 2037793
  • 037793

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,872 sqft Total Area
Basement Area702 sqft
Finished Basement702 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area105,415 sqft (2.42 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area215 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number037793
Street Address1003 OLD TELEGRAPH RD
CityWARWICK
StateMD
Zip21912-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 28 - 2.427 ACRES 1003 OLD TELEGRAPH ROAD LAKE FOREST ESTATES
Legal SubdivisionOLD TELEGRAPH ROAD LAKE FOREST ESTATES
Legal Lot Number28
JurisdictionCECIL MD
Township / Civil Division2, CHESAPEAKE CITY
Census Block Group3
Census Block3048
Census Tract30200

Owner

Source: Cecil County assessment roll, APN 02-037793, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1003 OLD TELEGRAPH RD, WARWICK, MD 21912-1015
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2025 · Amount on Record
Deed SaleApr 23, 2025 · Amount on Record
Prior SaleJun 28, 2023 · Amount on Record
Record UpdatedSep 20, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJun 28, 2023
Property Address1003 OLD TELEGRAPH RD, WARWICK, MD 21912-1015
Document Number0053430024
Book / Page5343 / 24
Map ReferenceMB 295 FO 488
Instrument DateJun 23, 2023
Transaction TypeTransfer
Record UpdatedJul 13, 2023
Title CompanyKIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1003 OLD TELEGRAPH RD, WARWICK, MD 21912-1015

Mortgage

Document Number0053430028
DateJun 28, 2023
Book Page5343/28
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Cecil County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$398,767 (+29.43%)$441,200 (+40.55%) Land $120,900 Building $320,300
2025$3,959.00 (+43.34%) Homeowner's exemption
2023$2,762.00 (-18.86%) Homeowner's exemption$308,100 (+1.92%)$313,900 (-) Land $120,900 Building $193,000
2022$3,404.00 Homeowner's exemption$302,300$313,900 Land $120,900 Building $193,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), as of May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150302003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2003–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 30 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Choptank Electric Cooperative
Fiber
2,500 / 2,500
Verizon
Fixed Wireless
300 / 20

May also be available: RiverNet.

Nearby Properties on Old Telegraph Rd

Nearby Streets

Search Property Records by Address or Parcel Number