1003 NW 5th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1003 NW 5th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,114 sqft · built 1964
Lot Size	0.254 acres (11,064 sqft)
Owner	Individual Name on Record
Last Sale	$54,500 (Feb 2001)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-16-37-35-0160-00210-0020`

Property Details

APN / Parcel Number

Primary APN	`3-16-37-35-0160-00210-0020`
Alternative APN	`R31637350160002100020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,114 sqft Living Area
Gross Area	2,558 sqft
1st Floor Area	1,941 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	148 ft deep x 75 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1003 NW 5TH ST
City	OKEECHOBEE
State	FL
Zip	34972-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWEST ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 25) WEST 1/2 OF LOT 2 & ALL OF LOT 3 BLOCK 21 & NORTH 1/2 OF ALLEY LYING ADJACENT TO THE WEST 1/2 OF LOT 2 & ALL OF LOT 3 BLOCK 21
Legal Range	35E
Legal Township	37S
Legal Section	16
Legal Subdivision	NORTHWEST ADDITION TO OKEECHOBEE
Legal Block	21
Legal Lot Number	2,3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3034
Census Tract	910202

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 NW 5TH ST, OKEECHOBEE, FL 34972-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2001 · Amount on Record
Deed Sale	Feb 1, 2001 · Amount on Record
Deed Book / Page	449 / 1516
Prior Transfer Date	Apr 24, 1998
Prior Transfer Doc	0004060685
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1003 NW 5TH ST, OKEECHOBEE, FL 34972-2403
Document Number	0000010500
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 NW 5TH ST OKEECHOBEE FL 349722403, OKEECHOBEE, FL 34972-2403

Mortgage

Document Number	0000010500
Date	Oct 28, 2020
Instrument	10500

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 27, 2030

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00 (+5.37%) Homeowner's exemption	$60,550 (+6.9%)	$194,542 (+6.95%) Land $22,275 Building $172,267
2023	$1,081.00 (+5.16%) Homeowner's exemption	$56,641 (+3%)	$181,902 (+25.04%) Land $14,400 Building $167,502
2022	$1,028.00 Homeowner's exemption	$54,991	$145,474 Land $10,080 Building $135,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20