1003 North St, Beloit, WI 53511 Property Records

Rock County property record for 1003 North St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,842 sqft · built 1912
Lot Size	0.372 acres (16,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Aug 2023)
Tax Bill	$3,974 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206 12660009`

Property Details

APN / Parcel Number

Primary APN	`206 12660009`
Alternative APN	`12660009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,842 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	16,204 sqft (0.372 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	206 12660009
Street Address	1003 NORTH ST
City	BELOIT
State	WI
Zip	53511-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1 CSM VOL 1 PG 37
Legal Lot Number	1
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2007
Census Tract	1700

Owner

Source: Rock County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1003 NORTH ST, BELOIT, WI 53511-4233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Oct 1, 2013	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD
Jan 27, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE CENTER
Aug 14, 2023	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Mar 24, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Aug 14, 2023 · Amount on Record
Deed Document Number	20232246031
Last Transfer Date	Nov 19, 2025
Transfer Doc	0002302115
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1003 NORTH ST, BELOIT, WI 53511-4233
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002126619
Date	May 6, 2019
Instrument	2126619

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1003 NORTH ST, BELOIT, WI 53511-4233
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001989397
Date	Oct 1, 2013
Instrument	1989397

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2043

Interest

Rate Type	Fixed Rate

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Jan 27, 2026
Property Address	1003 NORTH ST, BELOIT, WI 53511-4233
Document Number	0002302115
Map Reference	DOC 615409
Instrument Date	Nov 19, 2025
Instrument	2302115
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 NORTH ST, BELOIT, WI 53511-4233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 NORTH ST, BELOIT, WI 53511-4233

Mortgage

Document Number	0002302116
Date	Jan 27, 2026
Instrument	2302116

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2055

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Aug 14, 2023
Property Address	1003 NORTH ST, BELOIT, WI 53511-4233
Document Number	0002246031
Map Reference	DOC615409VL1PG37
Instrument Date	Aug 11, 2023
Instrument	2246031
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 NORTH ST, BELOIT, WI 53511-4233

Mortgage

Document Number	0002246032
Date	Aug 14, 2023
Instrument	2246032

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Mar 24, 2023
Property Address	1003 NORTH ST, BELOIT, WI 53511-4233
Document Number	0002237568
Map Reference	VL 1 PG 37
Instrument Date	Mar 21, 2023
Instrument	2237568
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Mar 22, 2019
Property Address	1003 NORTH ST, BELOIT, WI 53511-4233
Document Number	0002123869
Map Reference	DOC615409VL1PG37
Instrument Date	Mar 14, 2019
Instrument	2123869
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 NORTH ST, BELOIT, WI 53511-4233

Mortgage

Document Number	0002123870
Date	Mar 22, 2019
Instrument	2123870

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,974.00 (+59.53%) Homeowner's exemption	$249,100 (+50.42%) Land $29,900 Building $219,200	$273,600 (+45.22%)
2023	$2,491.00 (-3.9%) Homeowner's exemption	$165,600 (-) Land $24,000 Building $141,600	$188,400 (+9.66%)
2022	$2,592.00 Homeowner's exemption	$165,600 Land $24,000 Building $141,600	$171,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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