1003 N Oak St, Normal, IL 61761 Property Records

McLean County property record for 1003 N Oak St, Normal, IL 61761 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1948
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Jul 2005)
Tax Bill	$1,895 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-22-351-021`

Property Details

APN / Parcel Number

Primary APN	`14-22-351-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1003 N OAK ST
City	NORMAL
State	IL
Zip	61761-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNINGSIDE ADD TO NORMAL LOT 8 & 9 BLK 2
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	MORNINGSIDE ADD
Legal Block	2
Legal Lot Number	8,9
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2004
Census Tract	106

Owner

Source: McLean County records · APN 14-22-351-021

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1003 N OAK ST, NORMAL, IL 61761-1735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2005 · Amount on Record
Deed Sale	Jul 14, 2005 · Amount on Record
Deed Document Number	200520384
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1003 N OAK ST, NORMAL, IL 61761-1735
Transaction Type	Mortgage
Record Updated	Dec 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500016945
Date	Nov 25, 2025
Instrument	2025-00016945

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	NORMAL, IL 61761

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,034 (+21.89%) Land $10,194 Building $21,840	$96,102 (+21.89%) Land $30,582 Building $65,520
2024	$1,895.00 (+9.22%)
2023	$1,735.00	$26,281 Land $8,363 Building $17,918	$78,843 Land $25,089 Building $53,754

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.