1003 N Frances St, Terrell, TX 75160 Property Records

Kaufman County property record for 1003 N Frances St, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft · built 1968
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$153,600 (Sep 2017)
Tax Bill	$3,686 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S2840004000`

Property Details

APN / Parcel Number

Primary APN	`S2840004000`
Alternative APNs	`00.2840.0159.0001.00.06.06` `R33310` `33310`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	2,114 sqft
1st Floor Area	1,428 sqft
2nd Floor Area	348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable
Roof Material	Wood
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	187 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1003 N FRANCES ST
City	TERRELL
State	TX
Zip	75160-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PASCHALL, BLOCK 159, LOT 1 & 2
Legal Subdivision	PASCHALL
Legal Block	159
Legal Lot Number	1,2
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1005
Census Tract	50401

Owner

1003 N Frances St is owned and occupied by an individual who bought it in September 2017.

Source: Kaufman County records, as of November 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1003 N FRANCES ST, TERRELL, TX 75160-2152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD CU
Aug 12, 2020	Loan Modification, Mortgage PENNYMAC
Sep 6, 2017	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Prior Sale	Feb 7, 2014
Deed Document Number	201720323
Deed Book / Page	5445 / 568
Prior Transfer Date	Aug 6, 2013
Prior Transfer Doc	0044130128
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1003 N FRANCES ST, TERRELL, TX 75160-2152
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 N FRANCES ST, TERRELL, TX 75160-2152

Mortgage

Document Number	0092160532
Date	Nov 12, 2025
Book Page	9216/532
Instrument	2025-0035642

Lender

Name	NEIGHBORHOOD CU
Type	Credit Union
Address	DALLAS, TX 75240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KAUFMAN TX
Property Address	1003 N FRANCES ST, TERRELL, TX 75160-2152
Document Number	0066290388
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 N FRANCES ST TERRELL TX 751602152, TERRELL, TX 75160-2152

Mortgage

Document Number	0066290388
Date	Oct 13, 2020
Book Page	006629/000388
Instrument	31366

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

Interest

Rate	3.75%

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Sep 6, 2017
Property Address	1003 N FRANCES ST, TERRELL, TX 75160-2152
Document Number	0054450568
Book / Page	5445 / 568
Map Reference	VOL 51 PG 148
Instrument Date	Aug 31, 2017
Instrument	2017-0020323
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 N FRANCES ST, TERRELL, TX 75160-2152

Mortgage

Document Number	20170020324
Date	Sep 6, 2017
Instrument	2017-0020324

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,371 Land $28,000 Building $190,371	$218,371 Land $28,000 Building $190,371
2024	$3,686.00 (+13.77%)
2023	$3,240.00 (-15.4%) Homeowner's exemption	$226,595 Land $28,000 Building $198,595	$226,595 Land $28,000 Building $198,595
2022	$3,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 N Frances St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 N Frances St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8, Nextlink.

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