1003 N Division St, Harvard, IL 60033 Property Records

McHenry County property record for 1003 N Division St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,744 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jan 2020)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-35-230-003`

Property Details

APN / Parcel Number

Primary APN	`01-35-230-003`

Exterior

Lot Area	8,744 sqft

Location & Zoning

Street Address	1003 N DIVISION ST
City	HARVARD
State	IL
Zip	60033-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0003643 LT 6 BLK 12 H D CRUMBS 1ST ADDN ET AL: RENDON-CELAYA, DULCE M/ GONZALEZ-ESCOBAR, DANIEL
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	H D CRUMBS 1ST ADD
Legal Block	12
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2026
Census Tract	870302

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1003 N DIVISION ST, HARVARD, IL 60033-1715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	2020R0003643
Record Updated	Jun 7, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 29, 2020
Property Address	1003 N DIVISION ST, HARVARD, IL 60033-1715
Document Number	0000003643
Map Reference	MB 2 PG 62 DOC 21007
Instrument Date	Jan 23, 2020
Instrument	2020R0003643
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1003 N DIVISION ST, HARVARD, IL 60033-1715

Mortgage

Document Number	0000003644
Date	Jan 29, 2020
Instrument	2020R0003644

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate	3.62%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 25, 2018
Property Address	1003 N DIVISION ST, HARVARD, IL 60033-1715
Document Number	0000025037
Instrument Date	Jul 25, 2018
Instrument	25037
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	609 E BLAINE ST HARVARD IL 600331809, HARVARD, IL 60033-1809

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$40,917 Land $11,670 Building $29,247	$122,751 Land $35,010 Building $87,741

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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