1003 N Charlotte Ave, Monroe, NC 28110 Property Records

Union County property record for 1003 N Charlotte Ave, Monroe, NC 28110

Property Summary

Property Type	High-Rise Apartments
Details	3,184 sqft · built 1940
Lot Size	0.4 acres (17,424 sqft)
Owner	Trust Name on File
Last Sale	$119,527 (Apr 2004)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	Mar 2020 Transfer Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-229-032`

Property Details

APN / Parcel Number

Primary APN	`09-229-032`

Interior

Stories	2 Stories
Building Area	3,184 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	17,424 sqft (0.4 acres)
Porch	Slab
Porch Area	596 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1003 N CHARLOTTE AVE
City	MONROE
State	NC
Zip	28110-2510
Property Category	Commercial
Property Type	Residential > Multi-Unit > High-Rise Apartments
Local Zoning Code	GB MONROE
Legal Description	#2 PB4 PG040
Legal Subdivision	MATTIE SECREST HELMS PROPERTY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3030
Census Tract	20406

Owner

1003 N Charlotte Ave, a residential property, is held in a trust since December 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	3600 IRIS ST, INDIAN TRAIL, NC 28079-6519
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Correction Deed ATTORNEY ONLY
Jan 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2004 · Amount on File
Deed Sale	Apr 29, 2004 · Amount on File
Prior Sale	Jan 22, 1999 · Amount on File
Deed Document Number	200417384
Deed Book / Page	3424 / 132
Last Transfer Date	Dec 17, 2019
Transfer Doc	7561529
Record Updated	Oct 29, 2026

March 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Mar 31, 2020
Property Address	1003 N CHARLOTTE AVE, MONROE, NC 28110-2510
Document Number	7623474
Book / Page	007623 / 000474
Instrument Date	Mar 6, 2020
Instrument	10632
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3600 IRIS ST INDIAN TRAIL NC 280796519, INDIAN TRAIL, NC 28079-6519

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jan 13, 2020
Property Address	1003 N CHARLOTTE AVE, MONROE, NC 28110-2510
Document Number	7561529
Book / Page	007561 / 000529
Instrument Date	Dec 13, 2019
Instrument	1190
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3600 IRIS ST INDIAN TRAIL NC 280796519, INDIAN TRAIL, NC 28079-6519

Tax Assessment & Valuation

The 2025 property tax bill for 1003 N Charlotte Ave was $3,199.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,000 (-) Building $366,000	$366,000 (-) Building $366,000
2025	$3,199.00	$366,000 Building $366,000	$366,000 Building $366,000
2023	$1,209.00	$110,900 Land $37,800 Building $73,100	$110,900 Land $37,800 Building $73,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 N Charlotte Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 N Charlotte Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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