1003 Magnolia Rd, Joppa, MD 21085 Property Records

Harford County property record for 1003 Magnolia Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,412 sqft · built 1962
Lot Size	0.666 acres (29,010 sqft)
Owner	Individual Name on Record
Tax Bill	$2,846 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-063596`

Property Details

APN / Parcel Number

Primary APN	`01-063596`
Alternative APNs	`1063596` `063596`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,412 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,010 sqft (0.666 acres)
Garage Type	Basement
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Deck Area	69 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	063596
Street Address	1003 MAGNOLIA RD
City	JOPPA
State	MD
Zip	21085-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 26487 SF 1003 MAGNOLIA ROAD E OF JOPPATOWNE
Legal Lot Number	1003
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4001
Census Tract	301302

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 MAGNOLIA RD, JOPPA, MD 21085-3906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jun 2, 2021	Deed, Transfer
Feb 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2002
Deed Sale	Mar 4, 2002
Deed Document Number	20022274
Deed Book / Page	3880 / 573
Last Transfer Date	Jul 12, 2018
Transfer Doc	0131440468
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1003 MAGNOLIA RD, JOPPA, MD 21085-3906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132100148
Date	Apr 3, 2019
Book Page	13210/0148

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 2, 2021
Property Address	1003 MAGNOLIA RD, JOPPA, MD 21085-3906
Document Number	0147930181
Book / Page	14793 / 181
Instrument Date	Dec 7, 2020
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 MAGNOLIA RD, JOPPA, MD 21085-3906

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 5, 2019
Property Address	1003 MAGNOLIA RD, JOPPA, MD 21085-3906
Document Number	0131440468
Book / Page	013144 / 000468
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1003 MAGNOLIA RD JOPPA MD 210853906, JOPPA, MD 21085-3906

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,846.00 (+12.49%)	$261,200 (+5.88%) Land $81,400 Building $179,800	$261,200 (-) Land $81,400 Building $179,800
2025	$2,530.00 (+9.76%)	$246,700 (+13.32%)	$261,200 (+19.98%) Land $81,400 Building $179,800
2023		$217,700 Land $81,400 Building $136,300	$217,700 Land $81,400 Building $136,300
2022	$2,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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