1003 Love Joy Rd, Troy, NC 27371 Property Records

Montgomery County property record for 1003 Love Joy Rd, Troy, NC 27371

Property Summary

Property TypeSelf Storage
Details0.9 ba · 6,800 sqft · built 2011
Lot Size0.52 acres (22,651 sqft)
OwnerCompany Name on Record
Last Sale$352,000 (Oct 2023)
Tax Bill$947 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Sep 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN7539 17 21 1617

Property Details

APN / Parcel Number

Primary APN7539 17 21 1617
Alternative APNs
  • 1487928
  • 24494

Interior

Full Baths0.9 Baths
Stories1 Story
Building Area6,800 sqft Total Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialMetal
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1487928
Street Address1003 LOVE JOY RD
CityTROY
StateNC
Zip27371
Property CategoryIndustrial
Property TypeIndustrial > Self Storage
Local Zoning CodeMINI-WAREH
Legal DescriptionPSD MINI-WAREHOUSES LOVEJOY ROAD
Legal SubdivisionPSD MINI WAREHOUSES
JurisdictionMONTGOMERY NC
Township / Civil DivisionTROY
Census Block Group3
Census Block3034
Census Tract960202

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2401 DIX ST, RALEIGH, NC 27609-7651
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Warranty Deed, Transfer · Commercial Mortgage
SOUTHERN BANK & TRUST CO
Sep 20, 2023Correction Deed
Mar 2, 2023Warranty Deed, Transfer
THE BERNSON GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2023 · Amount on Record
Deed SaleOct 20, 2023 · Amount on Record
Prior SaleMar 2, 2023 · Amount on Record
Deed Document Number2023380179
Deed Book / Page932 / 504
Prior Transfer DateSep 20, 2023
Prior Transfer Doc0000931/58
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateOct 20, 2023
Property Address1003 LOVE JOY RD, TROY, NC 27371
Document Number000932/504
Book / Page932 / 504
Instrument DateOct 19, 2023
Instrument380179
Transaction TypeTransfer
Record UpdatedNov 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$704.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 INLET POINT DR, WILMINGTON, NC 28409-5008

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 DIX ST, RALEIGH, NC 27609-7651

Mortgage

Document Number0000380180
DateOct 20, 2023
Instrument380180
Lender
NameSOUTHERN BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionMONTGOMERY NC
Recording DateSep 20, 2023
Property Address1003 LOVE JOY RD, TROY, NC 27371
Document Number0000931/58
Book / Page931 / 58
Instrument DateSep 20, 2023
Instrument379840
Record UpdatedOct 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 315, TROY, NC 27371-0315

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 INLET POINT DR, WILMINGTON, NC 28409-5008
InvestorPossibly a Property Investor

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateMar 2, 2023
Property Address1003 LOVE JOY RD, TROY, NC 27371
Document Number0000919/30
Book / Page919 / 30
Instrument DateFeb 27, 2023
Instrument377328
Transaction TypeTransfer
Record UpdatedMar 16, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 315, TROY, NC 27371-0315

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 INLET POINT DR, WILMINGTON, NC 28409-5008
InvestorPossibly a Property Investor

Mortgage

Document Number0000919/33
DateMar 2, 2023
Book Page919/33
Instrument377329
Lender
NameTHE BERNSON GROUP LLC
TypeNon-Lending Institution
AddressCHARLESTON, SC 29492
Agreement
AmountAmount Recorded
Term12 Months
DueMar 1, 2024

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,075 (-) Land $22,880 Building $131,195$154,075 (-) Land $22,880 Building $131,195
2025$947.00$154,075 (-) Land $22,880 Building $131,195$154,075 (-) Land $22,880 Building $131,195
2023$154,075 Land $22,880 Building $131,195$154,075 Land $22,880 Building $131,195

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TROY
serves 3,591 people · EPA ID NC0362020
Water SourcePurchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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