Seminole County property record for 1003 Lingo Cir, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,948 sqft · built 2003 |
| Lot Size | 0.319 acres (13,921 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $585,000 (Aug 2021) |
| Tax Bill | $7,884 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-31-511-0000-0780 |
| Primary APN | 09-21-31-511-0000-0780 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,948 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| 2nd Floor Area | 1,392 sqft |
| Upper Floors Area | 1,392 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 13,921 sqft |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 478 sqft |
| Patio Area | 401 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 1003 LINGO CIR |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78 WILLA OAKS PB 36 PG 74 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 09 |
| Legal Subdivision | WILLA OAKS |
| Legal Tract | 511 |
| Legal Lot Number | 78 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 21313 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1003 LINGO CIR, OVIEDO, FL 32765-6435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Jun 2, 2017 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on Record |
| Deed Sale | Aug 23, 2021 · Amount on Record |
| Prior Sale | Mar 5, 2020 · Amount on Record |
| Deed Document Number | 2021111047 |
| Deed Book / Page | 10020 / 1933 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 23, 2021 |
| Property Address | 1003 LINGO CIR, OVIEDO, FL 32765-6435 |
| Document Number | 0100201933 |
| Book / Page | 10020 / 1933 |
| Map Reference | MB 36 PG 74 |
| Instrument Date | Jul 17, 2021 |
| Instrument | 2021111047 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1168 FIELDSTONE CIR, 1168, OVIEDO, FL 32765-7312 |
| Name | Verified Name |
|---|---|
| Address | 1003 LINGO CIR, OVIEDO, FL 32765-6435 |
| Document Number | 100201935 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 10020/1935 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 5, 2020 |
| Property Address | 1003 LINGO CIR, OVIEDO, FL 32765-6435 |
| Document Number | 0095520946 |
| Book / Page | 9552 / 946 |
| Map Reference | MB 36 PG 74 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 2020025270 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6027 BEVERLY DR, 6027, HUDSON, FL 34667-1507 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1003 LINGO CIR, OVIEDO, FL 32765-6435 |
| Document Number | 0009552948 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 9552/948 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1003 LINGO CIR, OVIEDO, FL 32765-6435 |
| Document Number | 0089360961 |
| Book / Page | 008936 / 000961 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1003 LINGO CIR OVIEDO FL 327656435, OVIEDO, FL 32765-6435 |
| Document Number | 0089360961 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 008936/000961 |
| Instrument | 61642 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 19, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,884.00 (+14.38%) Homeowner's exemption | $498,139 (+5.99%) | $615,155 (+8.23%) Land $125,000 Building $490,155 |
| 2023 | $6,893.00 (+2.6%) Homeowner's exemption | $470,000 (+3%) | $568,363 (+4.51%) Land $105,000 Building $463,363 |
| 2022 | $6,718.00 Homeowner's exemption | $456,311 | $543,812 Land $95,000 Building $448,812 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 40 (1992–2024) |
| Claims Outside the SFHA | 9 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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