1003 Laurel St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 1003 Laurel St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1951
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Oct 2014)
Tax Bill$1,823 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Jun 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN301301 223.015-5-2

Property Details

APN / Parcel Number

Primary APN301301 223.015-5-2
Alternative APNs
  • 130122301500050020000000
  • 301301 223.015-0005-002
  • 39195 05

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area7,405 sqft (0.17 acres)
Lot Width70.2 ft Width
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39195 05
Street Address1003 LAUREL ST
CityROME
StateNY
Zip13440-2527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionH&L 70.23X100.9
Legal Block5
Legal Lot Number2.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group2
Census Block2008
Census Tract22100

Owner

1003 Laurel St is owned and occupied by an individual who acquired it in June 2021.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1003 LAUREL ST, ROME, NY 13440-2527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Deed of Trust, Mortgage · Line of Credit
ACCESS FEDERAL CREDIT UNION
Jun 17, 2021Executor's Deed, Transfer
Jun 17, 2021Executor's Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2014 · Amount on File
Deed SaleOct 21, 2014 · Amount on File
Deed Book / Page2014 / 15010
Last Transfer DateJun 15, 2021
Transfer Doc0000010204
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address1003 LAUREL ST, ROME, NY 13440-2527
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000004786
DateApr 30, 2024
Instrument2024-004786
Lender
NameACCESS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionONEIDA NY
Recording DateJun 17, 2021
Property Address1003 LAUREL ST, ROME, NY 13440-2527
Document Number10204
Instrument DateJun 15, 2021
Instrument2021-010204
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 LAUREL ST, ROME, NY 13440-2527

June 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionONEIDA NY
Recording DateJun 17, 2021
Property Address1003 LAUREL ST, ROME, NY 13440-2527
Document Number0000010204
Instrument DateJun 15, 2021
Instrument2021-010204
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 LAUREL ST, ROME, NY 13440-2527
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1003 Laurel St was $1,823.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,823.00
2025$38,800 (-) Land $7,300 Building $31,500$91,294 (+6.75%) Land $17,176 Building $74,118
2024$38,800 (-) Land $7,300 Building $31,500$85,519 (+0.02%) Land $16,090 Building $69,429
2023$38,800 (-) Land $7,300 Building $31,500$85,500 (+17.91%) Land $16,086 Building $69,414
2022$3,202.00$38,800 Land $7,300 Building $31,500$72,510 Land $13,642 Building $58,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Laurel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimApr 1993 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Laurel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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