1003 Laurel Dr, Jefferson City, MO 65109 Property Records

Cole County property record for 1003 Laurel Dr, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,476 sqft · built 1958
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$159,700 (Apr 2021)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	May 2018 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-12-0004-003-063`

Property Details

APN / Parcel Number

Primary APN	`10-01-12-0004-003-063`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	322 sqft
Finished Basement	322 sqft
Unfinished Basement	1,008 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	121 ft deep x 72 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1003 LAUREL DR
City	JEFFERSON CITY
State	MO
Zip	65109-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PANORAMA HILLS SEC 1 PT. LOT 10 & PT. LOT 11 IN BLOCK 3 BEG NW COR LOT 11 S 72'; E 120'; N 75'; W 121' POB
Legal Range	12W
Legal Township	44N
Legal Section	12
Legal Subdivision	PANORAMA HILLS SEC 1
Legal Block	3
Legal Lot Number	10-11
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2008
Census Tract	10600

Owner

1003 Laurel Dr is owned and occupied by an individual who bought it in April 2021.

Source: Cole County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1003 LAUREL DR, JEFFERSON CITY, MO 65109-2736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage MISSOURI CREDIT UNION
Oct 3, 2018	Deed of Trust, Mortgage MISSOURI CREDIT UNION
Apr 20, 2021	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Deed Document Number	20214675
Deed Book / Page	724 / 700
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1003 LAUREL DR, JEFFERSON CITY, MO 65109-2736
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000688/0000000053
Date	May 30, 2018
Book Page	0000000688/0000000053
Instrument	201804719

Lender

Name	MISSOURI CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1003 LAUREL DR, JEFFERSON CITY, MO 65109-2736
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000692/0000000122
Date	Oct 3, 2018
Book Page	0000000692/0000000122
Instrument	201809185

Lender

Name	MISSOURI CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Apr 20, 2021
Property Address	1003 LAUREL DR, JEFFERSON CITY, MO 65109-2736
Document Number	000724/700
Book / Page	724 / 700
Instrument Date	Apr 9, 2021
Instrument	20214675
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 LAUREL DR, JEFFERSON CITY, MO 65109-2736
Investor	Possibly a Property Investor

Mortgage

Document Number	000724/701
Date	Apr 20, 2021
Book Page	724/701
Instrument	20214676

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Laurel Dr was $1,325.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,170 (-) Land $2,660 Building $19,510
2025	$1,325.00	$22,170 Land $2,660 Building $19,510	$116,700 Land $14,000 Building $102,700
2023		$19,470 Land $2,660 Building $16,810	$102,500 Land $14,000 Building $88,500
2022	$1,117.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1003 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Laurel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Wisper ISP.

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