1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Illinois Ave

1003 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1003 Illinois Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,354 sqft Heated Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$214,200 (2020)
Tax Bill$4,198.00 (2025)

Property Details

APN / Parcel Number

Primary APN77955
Alternative APN
  • 012630000101670220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,354 sqft Heated Area
Gross Area1,512 sqft Gross Area
1st Floor998 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1999
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Depth X Width150 ft x 75 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area144 sqft Shed
PorchOpen Porch
Porch Area214 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number77955
Street Address1003 ILLINOIS AVE
CitySAINT CLOUD
StateFL
Zip34769-3820
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 33 & 34 BLK 167 LOTS 22-24
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block167
Legal Lot Number22-24 23
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4009
Census Tract43500

Owner

Source: Osceola County records · APN 77955

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1003 ILLINOIS AVE, SAINT CLOUD, FL 34769-3820
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Mar 26, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
RONALD GURSKY
Aug 27, 2019Trustee's Deed, Construction Loan · Line of Credit
FINANCE OF AMERICA COM'L LLC
Aug 13, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2020 · Amount on Record
Deed SaleNov 17, 2020 · Amount on Record
Prior SaleMar 26, 2020 · Amount on Record
Deed Doc Number2020156976
Deed Book / Page5834 / 586
Record RefreshedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 17, 2020
Property Address1003 ILLINOIS AVE, SAINT CLOUD, FL 34769-3820
Document Number0058340586
Book / Page5834 / 586
Map ReferenceMB B PG 33&34
Instrument DateNov 13, 2020
Instrument2020156976
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,499.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address824 TENNESSEE AVE, 824, SAINT CLOUD, FL 34769-3584

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 ILLINOIS AVE, SAINT CLOUD, FL 34769-3820

Mortgage

Document Number0005834588
DateNov 17, 2020
Instrument5834/588
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 26, 2020
Property Address1003 ILLINOIS AVE, SAINT CLOUD, FL 34769-3820
Document Number0056990344
Book / Page005699 / 000344
Instrument DateMar 16, 2020
Instrument43152
Transaction TypeTransfer
Record UpdatedJun 08, 2020
Title CompanyAMERICAS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address992 LA MIRADA CT KISSIMMEE FL 347447238, KISSIMMEE, FL 34744-7238

Mortgage

Document Number56990346
DateMar 26, 2020
Book Page005699/000346
Instrument43153
Lender
NameRONALD GURSKY
Address1300 HIDDEN LN, KISSIMMEE, FL 34746
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term24 Months
DueMar 25, 2022
Interest
Rate12%

August 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateAug 27, 2019
Property Address1003 ILLINOIS AVE, SAINT CLOUD, FL 34769-3820
Document Number0055800825
Book / Page005580 / 000825
Instrument DateAug 21, 2019
Instrument111298
Transaction TypeConstruction Loan
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3903 BOWFIN TRL KISSIMMEE FL 347461957, KISSIMMEE, FL 34746-1957

Mortgage

Document Number55800825
DateAug 27, 2019
Book Page005580/000825
Instrument111298
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 26, 2020
Interest
Rate TypeAdjustable Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 13, 2019
Property Address1003 ILLINOIS AVE, SAINT CLOUD, FL 34769-3820
Document Number0055730482
Book / Page005573 / 000482
Instrument DateAug 09, 2019
Instrument104709
Transaction TypeTransfer
Record UpdatedAug 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$594.30
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3903 BOWFIN TRL KISSIMMEE FL 347461957, KISSIMMEE, FL 34746-1957

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,198.00 (+16.48%)$238,300 (+9.66%) Land $55,000 Building $183,300$238,300 (+9.66%) Land $55,000 Building $183,300
2023$3,604.00 (+10.05%)$217,300 (+10.36%) Land $50,000 Building $167,300$217,300 (+10.36%) Land $50,000 Building $167,300
2022$3,275.00$196,900 Land $45,000 Building $151,900$196,900 Land $45,000 Building $151,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Illinois Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures