1003 Herring Dr, Fulton, MO 65251 Property Records

Callaway County property record for 1003 Herring Dr, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,714 sqft · built 1965
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-19.0-40-015-006.000`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-19.0-40-015-006.000`
Alternative APN	`1304019040015000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,714 sqft
Basement Area	1,714 sqft
Finished Basement	800 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	10.7 ft deep x 14 ft wide
Porch	Open Porch
Porch Area	342 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1304019040015006000
Street Address	1003 HERRING DR
City	FULTON
State	MO
Zip	65251-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 PAUL HERRING 11 BLK 236 NCP
Legal Subdivision	PAUL HERRING SUB # 11
Legal Block	236
Legal Lot Number	32
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	5
Census Block	5010
Census Tract	70400

Owner

1003 Herring Dr is owned and occupied by two individuals who acquired it in March 2006.

Source: Callaway County records, as of January 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 HERRING DR, FULTON, MO 65251-1333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE CENTRAL TRUST BANK
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit THE CENTRAL TRUST BANK
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2006
Deed Sale	Mar 31, 2006
Deed Document Number	0000401439
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1003 HERRING DR, FULTON, MO 65251-1333
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000512/477
Date	Apr 5, 2024
Book Page	512/477
Instrument	202401632

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2044

Interest

Rate Type	Adjustable Rate
Rate	0.08%
Index	1-Year CMT

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1003 HERRING DR, FULTON, MO 65251-1333
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000507/324
Date	Jun 9, 2023
Book Page	507/324
Instrument	202302830

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 9, 2043

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1003 HERRING DR, FULTON, MO 65251-1333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001049
Date	Feb 20, 2020
Instrument	202001049

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Herring Dr was $1,851, down 0.1% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (-0.05%)	$29,960 (-)	$157,680 (-)
2024	$1,852.00 (+0.43%)	$29,960 (-)	$157,680 (-)
2023	$1,844.00 (+1.65%)	$29,960 (+1.61%)	$157,680
2022	$1,814.00	$29,485 Land $3,293 Building $26,192
2021			$155,180 Land $17,330 Building $137,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Herring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1978–2016)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Aug 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Herring Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

Nearby Properties on Herring Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures