Carroll County property record for 1003 Gullo Rd, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,840 sqft · built 2002 |
| Lot Size | 0.33 acres (14,391 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (May 2018) |
| Tax Bill | $5,608 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-018513 |
| Primary APN | 11-018513 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,391 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 65 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 018513 |
|---|---|
| Street Address | 1003 GULLO RD |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LT 67 - 14391 SQ FT 1003 GULLO RD 44-97/96 BLUE RIDGE MNR SC 2 |
| Legal Subdivision | BLUE RIDGE MANOR |
| Legal Lot Number | 67 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 511000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1003 GULLO RD, NEW WINDSOR, MD 21776-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK |
| May 4, 2018 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL OF MD FEDERAL CREDI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on Record |
| Deed Sale | May 4, 2018 · Amount on Record |
| Prior Sale | Jun 30, 2006 · Amount on Record |
| Deed Book / Page | 9005 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1003 GULLO RD, NEW WINDSOR, MD 21776-9730 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | COLONIAL TITLE GROUP LTD |
| Name | Verified Name |
|---|
| Document Number | 0098050379 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 9805/379 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 4, 2018 |
| Property Address | 1003 GULLO RD, NEW WINDSOR, MD 21776-9730 |
| Document Number | 0090050001 |
| Book / Page | 9005 / 0001 |
| Map Reference | MB44 FO97 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | COLONY TITLE GROUP LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1003 GULLO RD, NEW WINDSOR, MD 21776-9730 |
| Document Number | 0000090058 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 9005/8 |
| Name | FIRST FINANCIAL OF MD FEDERAL CREDI |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,608.00 (+5.14%) Homeowner's exemption | $424,533 (+19.88%) | $450,400 (+20.82%) Land $100,000 Building $350,400 |
| 2025 | $5,334.00 (+8.26%) Homeowner's exemption | ||
| 2023 | $4,927.00 Homeowner's exemption | $354,133 | $372,800 Land $100,000 Building $272,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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