1003 Eustace Richardson Rd, Monroe, NC 28112 Property Records

Union County property record for 1003 Eustace Richardson Rd, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	2,009 sqft Living Area
Lot Size	88,427 sqft (2.03 acres)
Occupancy	Owner Occupied
Last Sale	$114,000 (2023)
Tax Bill	$1,646.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-090-005D`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,009 sqft Living Area
1st Floor	2,009 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Composition Shingle Roof
Lot Area	88,427 sqft (2.03 acres)
Shed	1 Shed
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	1003 EUSTACE RICHARDSON RD
City	MONROE
State	NC
Zip	28112-9143
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	8821-0763
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	2
Census Block	2012
Census Tract	20702

Owner

Source: Union County records · APN 09-090-005D

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1003 EUSTACE RICHARDSON RD, MONROE, NC 28112-9143
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 09, 2017	Loan 1 (Only) is a Reverse Mortgage, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2023 · Amount on Record
Deed Sale	Dec 05, 2023 · Amount on Record
Deed Doc Number	202329015
Deed Book / Page	8821 / 763
Prior Transfer Date	Feb 03, 2017
Prior Transfer Doc	6874612
Record Refreshed	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 05, 2023
Property Address	1003 EUSTACE RICHARDSON RD, MONROE, NC 28112-9143
Document Number	0008821763
Book / Page	8821 / 763
Instrument Date	Nov 30, 2023
Instrument	29015
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded Values by County
Additional	Notice of Trustee Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1425 E MARION ST APT 306, 306, SHELBY, NC 28150-4949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 EUSTACE RICHARDSON RD, MONROE, NC 28112-9143

Mortgage

Document Number	0008821767
Date	Dec 05, 2023
Book Page	8821/767
Instrument	29016

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Type Change Date	Jan 01, 2029
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	13.1%
Index	5-Year TN
Max Rate	13.1%

February 2017: Loan 1 (Only) is a Reverse Mortgage, Transfer

Document Type	Loan 1 (Only) is a Reverse Mortgage
Jurisdiction	UNION NC
Recording Date	Feb 09, 2017
Property Address	1003 EUSTACE RICHARDSON RD, MONROE, NC 28112-9143
Document Number	6874612
Book / Page	006874 / 000612
Instrument Date	Feb 03, 2017
Instrument	3795
Transaction Type	Transfer
Record Updated	May 09, 2017
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1003 EUSTACE RICHARDSON RD MONROE NC 281129143, MONROE, NC 28112-9143

Mortgage

Document Number	6874615
Date	Feb 09, 2017
Book Page	006874/000615
Instrument	3796

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Feb 08, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.4%

Mortgage

Document Number	6874631,
Date	Feb 09, 2017
Book Page	006874/000631
Instrument	3797

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Feb 08, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.4%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,646.00 (+23.2%)	$325,300 (+59.38%) Land $72,500 Building $252,800	$325,300 (+59.38%) Land $72,500 Building $252,800
2023	$1,336.00	$204,100 Land $31,500 Building $172,600	$204,100 Land $31,500 Building $172,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1003 Eustace Richardson Rd, Monroe, NC 28112 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2017: Loan 1 (Only) is a Reverse Mortgage, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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