Montgomery County and Charleston Town property record for 1003 Esperance Rd, Esperance, NY 12066
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,566 sqft · built 1971 |
| Lot Size | 49.4 acres (2,151,864 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Sep 2025) |
| Tax Bill | $5,271 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 272400 136.-1-15.1 |
| Primary APN | 272400 136.-1-15.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,566 sqft Living Area |
| 1st Floor Area | 2,363 sqft |
| 2nd Floor Area | 1,203 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 2,151,864 sqft (49.4 acres) |
| Lot Width | 405 ft Width |
| Garage Type | Carport |
| Garage Area | 780 sqft |
| Carport | Carport |
| Carport Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0139 |
|---|---|
| Street Address | 1003 ESPERANCE RD |
| City | ESPERANCE |
| State | NY |
| Zip | 12066-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 15.001 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 4 |
| Census Block | 4054 |
| Census Tract | 72800 |
Source: Montgomery County and Charleston Town records · APN 272400 136.-1-15.1
Assessment roll updated May 11, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 HERITAGE RD, 8, GUILDERLAND, NY 12084-9660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Sep 23, 2005 · Amount on Record |
| Deed Document Number | 20253177 |
| Prior Transfer Date | May 02, 2002 |
| Prior Transfer Doc | 0704000095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Sep 17, 2025 |
| Property Address | 1003 ESPERANCE RD, ESPERANCE, NY 12066-2307 |
| Document Number | 0000000177 |
| Instrument Date | Sep 05, 2025 |
| Instrument | 2025-3177 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 HERITAGE RD APT 8, 8, GUILDERLAND, NY 12084-9660 |
| Document Number | 0000000178 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025-3178 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Montgomery County and Charleston Town records · Assessment roll updated May 11, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Charleston Town |
| Unified School District | Fonda-Fultonville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,271.00 (-49.43%) | $273,900 (-) Land $58,900 Building $215,000 | $472,241 (+6.03%) Land $101,552 Building $370,689 |
| 2024 | $10,424.00 Homeowner's exemption | $273,900 (-) Land $58,900 Building $215,000 | $445,366 (+10.57%) Land $95,772 Building $349,594 |
| 2023 | $273,900 Land $58,900 Building $215,000 | $402,794 Land $86,618 Building $316,176 |
Source: FEMA National Flood Hazard Layer as of November 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1987) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1987 · Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 4 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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