Carteret County property record for 1003 Emerald Dr, Emerald Isle, NC 28594 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2008 |
| Square Footage | 2,028 sqft Heated Area |
| Lot Size | 7,797 sqft (0.179 acres) |
| Last Sale | $295,000 (2017) |
| Tax Bill | $3,120.00 (2025) |
| Primary APN | 6324.10.25.9287000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,028 sqft Heated Area |
| Gross Area | 1,512 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,797 sqft (0.179 acres) |
| Depth X Width | 103 ft x 75 ft Depth x Width |
| Deck Area | 16 sqft Deck |
| Patio Area | 10 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 23031 |
|---|---|
| Street Address | 1003 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-6830 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L106 108 B5 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 25 |
| Legal Lot Number | 106,108 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 970903 |
Source: Carteret County records · APN 6324.10.25.9287000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 4040, EMERALD ISLE, NC 28594-4040 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 09, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Nov 07, 2012 |
| Deed Doc Number | 20171571329 |
| Deed Book / Page | 1571 / 329 |
| Last Transfer Date | Sep 04, 2020 |
| Transfer Doc | 0016860432 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1003 EMERALD DR, EMERALD ISLE, NC 28594-6830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0016980328 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | 1698/328 |
| Instrument | 1698328 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1003 EMERALD DR, EMERALD ISLE, NC 28594-6830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1003 EMERALD DR, EMERALD ISLE, NC 28594-6830 |
| Document Number | 0017540143 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 1754/143 |
| Instrument | 1754143 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 09, 2020 |
| Property Address | 1003 EMERALD DR, EMERALD ISLE, NC 28594-6830 |
| Document Number | 0016860432 |
| Book / Page | 001686 / 000432 |
| Instrument Date | Sep 04, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PC BOX 4040 EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Mar 31, 2017 |
| Property Address | 1003 EMERALD DR, EMERALD ISLE, NC 28594-6830 |
| Document Number | 0015710329 |
| Book / Page | 1571 / 329 |
| Map Reference | MB3 PG58 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 1571329 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1003 EMERALD DR, EMERALD ISLE, NC 28594-6830 |
| Document Number | 1571332 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 1571332 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,120.00 (+47.66%) | $814,316 (+90.52%) Land $372,956 Building $441,360 | $814,316 (+90.52%) Land $372,956 Building $441,360 |
| 2023 | $427,420 Land $238,425 Building $188,995 | $427,420 Land $238,425 Building $188,995 | |
| 2022 | $2,113.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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