1003 E Wheel Rd, Bel Air, MD 21015 Property Records

Harford County property record for 1003 E Wheel Rd, Bel Air, MD 21015

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,143 sqft · built 1983
Lot Size0.671 acres (29,250 sqft)
OwnerIndividual Name on File
Last Sale$373,000 (Sep 2016)
Tax Bill$4,819 (2026)
Deeds & MortgagesApr 2026 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-059025

Property Details

APN / Parcel Number

Primary APN01-059025
Alternative APNs
  • 1059025
  • 059025

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,143 sqft Total Area
Basement Area900 sqft
Finished Basement900 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area29,250 sqft (0.671 acres)
Lot Dimensions225 ft deep x 130 ft wide
Garage TypeAttached
Garage Area298 sqft
Parking Spaces1 Parking Space
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number059025
Street Address1003 E WHEEL RD
CityBEL AIR
StateMD
Zip21015-6342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 6 130X225 1003 E WHEEL ROAD FAIRWAY S 1 PT 11/17
Legal SubdivisionFAIRWAY
Legal Lot Number6
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1001
Census Tract301102

Owner

1003 E Wheel Rd is owned and occupied by an individual who bought it in September 2016.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1003 E WHEEL RD, BEL AIR, MD 21015-6342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 25, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2016 · Amount on File
Deed SaleSep 26, 2016 · Amount on File
Prior SaleSep 27, 1985 · Amount on File
Deed Book / Page12008 / 412
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateApr 6, 2026
Property Address1003 E WHEEL RD, BEL AIR, MD 21015-6342
Document Number0170680451
Book / Page17068 / 451
Instrument DateMar 26, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 E WHEEL RD, BEL AIR, MD 21015-6342

Mortgage

Document Number1706000451,
DateApr 6, 2026
Book Page17068/451
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2041
Interest
Rate TypeFixed Rate
Rate5.44%
Initial TypeFixed Rate
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1003 E WHEEL RD, BEL AIR, MD 21015-6342
Transaction TypeMortgage
Record UpdatedMay 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146070119
DateMar 25, 2021
Book Page14607/119
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,819.00 (+15.73%) Homeowner's exemption$436,700 (+6.41%) Land $115,900 Building $320,800$436,700 (-) Land $115,900 Building $320,800
2025$4,164.00 (+6.71%) Homeowner's exemption$410,400 (+14.7%)$436,700 (+22.05%) Land $115,900 Building $320,800
2023$357,800 Land $115,900 Building $241,900$357,800 Land $115,900 Building $241,900
2022$3,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 E Wheel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 E Wheel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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