1003 E Rose St, Owatonna, MN 55060 Property Records

Steele County property record for 1003 E Rose St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,239 sqft · built 1914
Lot Size	0.235 acres (10,237 sqft)
Owner	Company Name on File
Last Sale	$140,000 (Sep 2022)
Tax Bill	$2,222 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-132-0105`

Property Details

APN / Parcel Number

Primary APN	`17-132-0105`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,239 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1003 E ROSE ST
City	OWATONNA
State	MN
Zip	55060-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT BLK.1 LOTS 5 & 6 EX. E 6 FT; BELMONT
Legal Section	TW
Legal Subdivision	BELMONT
Legal Block	1
Legal Lot Number	5-6
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1008
Census Tract	960200

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1082 SE 38TH ST, OWATONNA, MN 55060-5171
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · Commercial Mortgage HOME FSB
Jun 1, 2017	Deed, Transfer NORTH AMERICAN TITLE
Jun 1, 2017	Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	20221467178
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Sep 15, 2022
Property Address	1003 E ROSE ST, OWATONNA, MN 55060-2610
Document Number	A000444582
Instrument Date	Sep 2, 2022
Instrument	A000444582
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 SE 38TH ST, OWATONNA, MN 55060-5171

Mortgage

Document Number	A000444583
Date	Sep 15, 2022
Instrument	A000444583

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 14, 2027

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Jun 1, 2017
Property Address	1003 E ROSE ST, OWATONNA, MN 55060-2610
Document Number	A000413221
Instrument Date	May 31, 2017
Instrument	A000413221
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E ROSE ST, OWATONNA, MN 55060-2610

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Jun 1, 2017
Property Address	1003 E ROSE ST, OWATONNA, MN 55060-2610
Document Number	A000413221
Instrument Date	May 31, 2017
Instrument	A000413221
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E ROSE ST, OWATONNA, MN 55060-2610

Mortgage

Document Number	A000413222
Date	Jun 1, 2017
Instrument	A000413222

Lender

Name	AMERICAN MTG & EQUITY CONSULT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,222.00 (+24.41%)	$158,700 (+9.52%) Land $28,600 Building $130,100	$158,700 (+9.52%) Land $28,600 Building $130,100
2025		$144,900 (+6.78%) Land $24,300 Building $120,600	$144,900 (+6.78%) Land $24,300 Building $120,600
2023	$1,786.00 Homeowner's exemption	$135,700 Land $28,600 Building $107,100	$135,700 Land $28,600 Building $107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: T-Mobile.

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