Christian County property record for 1003 E Lark St, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 874 sqft · built 1986 |
| Lot Size | 0.325 acres (14,168 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,092 (May 2026) |
| Tax Bill | $1,253 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0.7-26-1-11-14 |
| Primary APN | 11-0.7-26-1-11-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 874 sqft Living Area |
| 1st Floor Area | 874 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,168 sqft (0.325 acres) |
| Lot Dimensions | 184 ft deep x 77 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1003 E LARK ST |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-9452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 120 E OF INTERSECT 11TH AVE & LARK ST. TH N 183.57 E 83, S 183.69, W TO POB |
| Legal Range | 21W |
| Legal Township | 27N |
| Legal Section | 26 |
| Legal Subdivision | OZARK, CITY OF IN |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | EAST FINLEY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20302 |
Source: Christian County records · APN 11-0.7-26-1-11-14
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP |
| Apr 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 22, 2026 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 10, 2023 | Correction Deed MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE |
| Sep 16, 2022 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Sep 16, 2022 · Amount on Record |
| Deed Document Number | 20266333 |
| Deed Book / Page | 2026 / 6247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Document Number | 0202118316 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 2021/18316 |
| Instrument | 2021L18476 |
| Name | BANK OF LITTLE ROCK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE ROCK, AR 72223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Document Number | 0202503974 |
|---|---|
| Date | Apr 15, 2025 |
| Book Page | 2025/3974 |
| Instrument | 2025L04026 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | May 22, 2026 |
| Property Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Document Number | 0000006333 |
| Book / Page | 2026 / 6247 |
| Instrument Date | May 22, 2026 |
| Instrument | 20266333 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | HOGAN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006334, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 2026/6248 |
| Instrument | 20266334 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Mar 10, 2023 |
| Property Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Document Number | 0202302638 |
| Book / Page | 2023 / 2638 |
| Instrument Date | Mar 09, 2023 |
| Instrument | 2023L02686 |
| Record Updated | Jun 04, 2026 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Sep 16, 2022 |
| Property Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Document Number | 0202213980 |
| Book / Page | 2022 / 13980 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022L14118 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2026 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1003 E LARK ST, OZARK, MO 65721-9452 |
| Document Number | 2022L14119 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022L14119 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: Christian County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Municipality | Ozark City |
| Unified School District | Ozark R-VI School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,253.00 | $20,250 (+14.73%) | $106,600 (+14.75%) Land $20,000 Building $86,600 |
| 2023 | $17,650 | $92,900 Land $20,000 Building $72,900 |
Source: FEMA National Flood Hazard Layer as of November 1, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OZARK PWS serves 23,248 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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