1003 E Hempstead Ave, Fairfield, IA 52556 Property Records

Jefferson County property record for 1003 E Hempstead Ave, Fairfield, IA 52556

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,316 sqft · built 1977
Lot Size0.379 acres (16,516 sqft)
Owner2 Individual Names on File
Tax Bill$5,022 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-25-426-004

Property Details

APN / Parcel Number

Primary APN06-25-426-004

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,316 sqft
Basement Area1,316 sqft
Finished Basement948 sqft
Unfinished Basement368 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,516 sqft (0.379 acres)
Lot Dimensions91 ft deep x 91 ft wide
Garage TypeAttached
Garage Area604 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area88 sqft
Patio Area675 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1003 E HEMPSTEAD AVE
CityFAIRFIELD
StateIA
Zip52556-3033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC GUIRE/STARR SUBLOT 2B (PT LT 2)
Legal SubdivisionMC GUIRE & STARRS
Legal Lot Number2,2B
JurisdictionJEFFERSON IA
Township / Civil DivisionFAIRFIELD
Census Block Group3
Census Block3003
Census Tract90400

Owner

1003 E Hempstead Ave is owned and occupied by two individuals.

Source: Jefferson County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address1003 E HEMPSTEAD AVE, FAIRFIELD, IA 52556-3033
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Deed of Trust, Mortgage · Line of Credit
MIDWESTONE BANK
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDWESTON BANK
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IA
Property Address1003 E HEMPSTEAD AVE, FAIRFIELD, IA 52556-3033
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020231710
DateAug 15, 2023
Instrument2023-1710
Lender
NameMIDWESTONE BANK
TypeBank
AddressFAIRFIELD, IA 52556
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 15, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IA
Property Address1003 E HEMPSTEAD AVE, FAIRFIELD, IA 52556-3033
Transaction TypeMortgage
Record UpdatedOct 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202189
DateSep 23, 2020
Instrument2020-2189
Lender
NameMIDWESTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueSep 15, 2030
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IA
Property Address1003 E HEMPSTEAD AVE, FAIRFIELD, IA 52556-3033
Transaction TypeMortgage
Record UpdatedOct 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202118
DateSep 17, 2020
Instrument2020-2118
Lender
NameWASHINGTON STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1003 E Hempstead Ave was $5,022 with a homeowner's exemption, up 8.4% from the year before.

Source: Jefferson County assessment roll, as of September 25, 2025

Property Jurisdictions

TypeName
StateIowa
CountyJefferson County
MunicipalityFairfield City
Unified School DistrictFairfield Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,022.00 (+8.37%) Homeowner's exemption$298,000 Land $27,500 Building $270,500$298,000 Land $27,500 Building $270,500
2024$4,634.00
2023$250,300 (+27.83%) Land $27,500 Building $222,800$250,300 Land $27,500 Building $222,800
2022$3,872.00 Homeowner's exemption$195,800 Land $27,500 Building $168,300
2021$195,800 Land $27,500 Building $168,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 E Hempstead Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 E Hempstead Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD WATER SUPPLY
serves 9,821 people · EPA ID IA5131033
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LISCOFIBER
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Liberty Communications
Fixed Wireless · Fiber in parts of the area
500 / 200
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E Hempstead Ave

Nearby Streets

Search Property Records by Address or Parcel Number