Escambia County property record for 1003 E Cross St, Pensacola, FL 32503
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 1,048 sqft · built 1950 |
| Lot Size | 0.243 acres (10,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $17,800 (Feb 1996) |
| Tax Bill | $553 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-005-315 |
| Primary APN | 00-0S-00-9025-005-315 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,489 sqft |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,600 sqft (0.243 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 24 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 142699000 |
|---|---|
| Old Parcel Number | 142699000 |
| Street Address | 1003 E CROSS ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-3663 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-1AA |
| Legal Description | LTS 4 AND 5 BLK 315 NEW CITY TRACT OR 2282 P 700 OR 2465 P 782 OR 3926 P 481 CA 53 |
| Legal Township | 01N |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 315 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 802 |
1003 E Cross St, a residential property, is owned and occupied by two individuals who bought it in February 1996.
Source: Escambia County records, as of December 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1003 E CROSS ST, PENSACOLA, FL 32503-3663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 1996 · Amount on File |
| Deed Sale | Feb 28, 1996 · Amount on File |
| Deed Document Number | 0392600481 |
| Record Updated | Jun 8, 2026 |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,419 | $191,210 Land $80,560 Building $110,650 | |
| 2024 | $553.00 (+4.14%) | ||
| 2023 | $531.00 (+0.76%) Homeowner's exemption | $61,725 (+3%) | $157,784 (+7.49%) Land $55,385 Building $102,399 |
| 2022 | $527.00 Homeowner's exemption | $59,928 | $146,783 Land $55,385 Building $91,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1003 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1003 E Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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