1003 E Cavanaugh St, El Reno, OK 73036 Property Records

Canadian County property record for 1003 E Cavanaugh St, El Reno, OK 73036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 918 sqft · built 1950
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Apr 2026)
Tax Bill	$651 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020495-005A29-000000`

Property Details

APN / Parcel Number

Primary APN	`020495-005A29-000000`
Alternative APNs	`090028007` `0028007` `28007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Gross Area	1,062 sqft
1st Floor Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	090028007
Street Address	1003 E CAVANAUGH ST
City	EL RENO
State	OK
Zip	73036-3937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCK ISLAND LT A29 PT BLK 5
Legal Range	07W
Legal Township	12N
Legal Section	09
Legal Subdivision	ROCK ISLAND
Legal Block	5
Legal Lot Number	A29
Jurisdiction	CANADIAN OK
Township / Civil Division	EL RENO
Census Block Group	3
Census Block	3046
Census Tract	300300

Owner

Source: Canadian County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 E CAVANAUGH ST, EL RENO, OK 73036-3937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	May 26, 1994
Deed Document Number	20268162
Deed Book / Page	6195 / 654
Prior Transfer Date	Nov 20, 2025
Prior Transfer Doc	0000261055
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANADIAN OK
Recording Date	Apr 2, 2026
Property Address	1003 E CAVANAUGH ST, EL RENO, OK 73036-3937
Document Number	0000008162
Book / Page	6195 / 654
Instrument Date	Apr 1, 2026
Instrument	2026.8162
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25,603.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E CAVANAUGH ST, EL RENO, OK 73036-3937

Mortgage

Document Number	0000008162,
Date	Apr 2, 2026
Instrument	2026.8162

Lender

Name	BANCFIRST

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Mortgage

Document Number	6195000677,
Date	Apr 2, 2026
Book Page	6195/677

Lender

Name	OKLAHOMA HSNG FINANCIAL AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Canadian County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Canadian County
Municipality	El Reno City
Unified School District	El Reno Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$651.00 (+6.03%)	$6,118 (+4.99%) Land $957 Building $5,161	$107,857 (+10.5%) Land $9,630 Building $98,227
2024	$614.00 (+3.37%)	$5,827 (+5.01%) Land $912 Building $4,915	$97,604 (+1%) Land $9,630 Building $87,974
2023	$594.00	$5,549 Land $900 Building $4,649	$88,732 Land $7,500 Building $81,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL RENO serves 16,212 people · EPA ID OK2000902
Water Source	Purchased surface water from OKLAHOMA CITY
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024 Turbidity resolved · Dec 2022 Treatment failure resolved · Oct 2022
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, T-Mobile.

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