1003 E 2nd St, San Bernardino, CA 92408 Property Records

San Bernardino County property record for 1003 E 2nd St, San Bernardino, CA 92408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1945
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Nov 2023)
Tax Bill	$5,253 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0279-311-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0279-311-01-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	200 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	1003 E 2ND ST
City	SAN BERNARDINO
State	CA
Zip	92408-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR NO 2523 CARD1FF FARMS NO 2 W 44 FT N 1/2 LOT 37
Legal Tract	2523
Legal Block	1
Legal Lot Number	37
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1002
Census Tract	6501

Owner

1003 E 2nd St is owned and occupied by two individuals who bought it in November 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 E 2ND ST, SAN BERNARDINO, CA 92408-1270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Grant Deed, Transfer · Conventional Mortgage HOME APPROVALS DIRECT INC
Jul 21, 2023	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Dec 22, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Jul 21, 2023 · Amount on File
Deed Document Number	2023274082
Prior Transfer Date	Sep 13, 2013
Prior Transfer Doc	0000435086
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 3, 2023
Property Address	1003 E 2ND ST, SAN BERNARDINO, CA 92408-1270
Document Number	0000274082
Map Reference	MB 36 PG 18
Instrument Date	Oct 25, 2023
Instrument	2023-0274082
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1003 E 2ND ST, SAN BERNARDINO, CA 92408-1270

Mortgage

Document Number	0000274083
Date	Nov 3, 2023
Instrument	2023-0274083

Lender

Name	HOME APPROVALS DIRECT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 21, 2023
Property Address	1003 E 2ND ST, SAN BERNARDINO, CA 92408-1270
Document Number	0000178794
Map Reference	MB 36 PG 18
Instrument Date	Jul 10, 2023
Instrument	2023-0178794
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 S HILL ST STE 1620, 1620, LOS ANGELES, CA 90013-2452
Investor	Possibly a Property Investor

Mortgage

Document Number	0000178795
Date	Jul 21, 2023
Instrument	2023-0178795

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1003 E 2ND ST, SAN BERNARDINO, CA 92408-1270
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E 2ND ST, SAN BERNARDINO, CA 92408-1270

Mortgage

Document Number	0000571988
Date	Dec 22, 2021
Instrument	2021-0571988

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1003 E 2nd St was $5,253.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,160 (+2%) Land $228,888 Building $187,272
2025	$5,253.00	$408,000 Land $224,400 Building $183,600
2023	$2,358.00 (-0.08%)	$176,738 (+2%) Land $35,346 Building $141,392
2022	$2,360.00	$173,273 Land $34,653 Building $138,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1003 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1003 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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