1003 E 11th St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 1003 E 11th St, Chattanooga, TN 37403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,480 sqft · built 2004
Lot Size	0.1 acres (4,398 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Jun 2017)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146I C 020`

Property Details

APN / Parcel Number

Primary APN	`146I C 020`
Alternative APN	`0000074784`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,398 sqft (0.1 acres)
Lot Dimensions	150 ft deep x 42 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000074784
Street Address	1003 E 11TH ST
City	CHATTANOOGA
State	TN
Zip	37403-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 124 PARK PLACE ADDN PB 1 PG 2 & PT LT 777 BLK 41 CENTRAL LAND PB 5 PGS 4-5
Legal Subdivision	MONTAGUES PARK PLACE
Legal Block	41
Legal Lot Number	124
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3030
Census Tract	12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1003 E 11th St is owned and occupied by an individual who bought it in June 2017.

Source: Hamilton County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1003 E 11TH ST, CHATTANOOGA, TN 37403-3206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on File
Deed Sale	Jun 6, 2017 · Amount on File
Prior Sale	Jul 9, 2007 · Amount on File
Deed Document Number	2017164
Deed Book / Page	11069 / 110
Prior Transfer Date	Nov 7, 2003
Prior Transfer Doc	0000000266
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 6, 2017
Property Address	1003 E 11TH ST, CHATTANOOGA, TN 37403-3206
Document Number	0000000164
Book / Page	11069 / 110
Map Reference	MB1 PG2
Instrument Date	Jun 6, 2017
Instrument	2017060600164
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E 11TH ST, CHATTANOOGA, TN 37403-3206

Mortgage

Document Number	0000000165
Date	Jun 6, 2017
Instrument	2017060600165

Lender

Name	ATLANTIC CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1003 E 11th St was $1,140, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,140.00 (+2.7%)	$75,250 (+51.56%)	$301,000 (+51.56%) Land $67,500 Building $233,500
2024	$1,110.00	$49,650 (-)	$198,600 (-) Land $31,500 Building $167,100
2023	$1,110.00	$49,650 (-)	$198,600 (-) Land $31,500 Building $167,100
2022	$1,110.00	$49,650	$198,600 Land $31,500 Building $167,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1003 E 11th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1003 E 11th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20