1003 Crest Cir, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1003 Crest Cir, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,086 sqft · built 1928
Lot Size	0.264 acres (11,491 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,500 (May 2018)
Tax Bill	$10,873 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`044-0003-0112-00`

Property Details

APN / Parcel Number

Primary APN	`044-0003-0112-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,086 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,112 sqft
2nd Floor Area	974 sqft
Upper Floors Area	974 sqft
Basement Area	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	11,491 sqft (0.264 acres)
Lot Dimensions	123 ft deep x 42 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1003 CREST CIR
City	CINCINNATI
State	OH
Zip	45208-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	CREST CIRCLE 0.2638 AC R2 T4 S26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	4800

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1003 CREST CIR, CINCINNATI, OH 45208-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · ARM GENERAL ELECTRIC CU
Apr 15, 2021	Transfer on Death Deed, Transfer
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit NORTH SIDE BK
Sep 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 10, 2018	Loan Modification, Mortgage · Line of Credit NORTH SIDE BK
May 22, 2018	Warranty Deed, Transfer · Line of Credit THE NORTH SIDE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Deed Document Number	201843598
Last Transfer Date	Apr 2, 2021
Transfer Doc	0000047077
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1003 CREST CIR, CINCINNATI, OH 45208-3106
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041769
Date	Apr 2, 2021
Book Page	14388/2406
Instrument	2021-0041769

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2034
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	4.37%
Index	1-Year T-Bill
Max Rate	7.87%

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 15, 2021
Property Address	1003 CREST CIR, CINCINNATI, OH 45208-3106
Document Number	0000047077
Book / Page	14397 / 196
Instrument Date	Apr 2, 2021
Instrument	2021-0047077
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1003 CREST CIR, CINCINNATI, OH 45208-3106

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1003 CREST CIR, CINCINNATI, OH 45208-3106
Document Number	0000001512
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1003 CREST CIR CINCINNATI OH 452083106, CINCINNATI, OH 45208-3106

Mortgage

Document Number	0000001512
Date	Jan 6, 2020
Book Page	014077/002864
Instrument	1512

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1003 CREST CIR, CINCINNATI, OH 45208-3106
Document Number	0000001513
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1003 CREST CIR CINCINNATI OH 452083106, CINCINNATI, OH 45208-3106

Mortgage

Document Number	0000001513
Date	Jan 6, 2020
Book Page	014077/002869
Instrument	1513

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 27, 2018
Property Address	1003 CREST CIR, CINCINNATI, OH 45208-3106
Document Number	0000086272
Book / Page	013762 / 001591
Instrument Date	Sep 21, 2018
Instrument	86272
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1001 OMAR PL CINCINNATI OH 452083124, CINCINNATI, OH 45208-3124

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	1003 CREST CIR, CINCINNATI, OH 45208-3106
Document Number	0000088711
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1003 CREST CIR CINCINNATI OH 452083106, CINCINNATI, OH 45208-3106

Mortgage

Document Number	0000088711
Date	Oct 4, 2018
Book Page	013767/001502
Instrument	88711

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 22, 2018
Property Address	1003 CREST CIR, CINCINNATI, OH 45208-3106
Document Number	0000003598
Instrument Date	May 18, 2018
Instrument	18-0043598
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1003 CREST CIR, CINCINNATI, OH 45208-3106

Mortgage

Document Number	0000004423
Date	May 22, 2018
Instrument	18-0044423

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,873.00 (-0.37%)	$182,837 (-) Land $97,143 Building $85,694	$522,390 (-) Land $277,550 Building $244,840
2024	$10,913.00 (-2.21%)	$182,837 (-) Land $97,143 Building $85,694
2023	$11,160.00 (+18.5%)	$182,837 (+32.15%) Land $97,143 Building $85,694	$522,390 (+32.15%) Land $277,550 Building $244,840
2022	$9,418.00 Homeowner's exemption	$138,352 Land $85,733 Building $52,619
2020			$395,290 Land $244,950 Building $150,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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