1003 Clausen Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1003 Clausen Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1955
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Apr 2001)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-440-073-00`

Property Details

APN / Parcel Number

Primary APN	`051-440-073-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,250 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	131 ft deep x 193 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1003 CLAUSEN AVE
City	THREE RIVERS
State	MI
Zip	49093-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 72 & 73 ORCHARDLANE SUB SEC 17 T6S R11W. CITY OF THREE RIVERS.
Legal Range	11W
Legal Township	06S
Legal Section	17
Legal Subdivision	CITY OF THREE RIVERS
Legal Lot Number	72-73
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	2
Census Block	2022
Census Tract	40400

Owner

1003 Clausen Ave is owned and occupied by an individual who bought it in April 2001.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1003 CLAUSEN AVE, THREE RIVERS, MI 49093-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2001 · Amount on File
Deed Sale	Apr 25, 2001 · Amount on File
Deed Book / Page	983 / 635
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	1003 CLAUSEN AVE, THREE RIVERS, MI 49093-1009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005382
Date	Sep 9, 2020
Instrument	2020005382

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	1003 CLAUSEN AVE, THREE RIVERS, MI 49093-1009
Transaction Type	Mortgage
Record Updated	Aug 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1967/0915
Date	Jul 25, 2019
Book Page	1967/0915

Lender

Name	OAK MORTGAGE LLC
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Clausen Ave was $2,135 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,400 Land $12,000 Building $89,400	$202,800 Land $24,000 Building $178,800
2025	$2,135.00 Homeowner's exemption
2023		$77,200 Land $7,300 Building $69,900	$154,400 Land $14,600 Building $139,800
2022	$1,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Clausen Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Clausen Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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