1003 Chippewa St, Normal, IL 61761 Property Records

McLean County property record for 1003 Chippewa St, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,608 sqft · built 2004
Lot Size0.123 acres (5,342 sqft)
Owner2 Individual Names on Record
Last Sale$268,000 (Dec 2025)
Tax Bill$5,062 (2024)
Deeds & MortgagesJan 2021 Line of Credit
Jun 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-22-455-007

Property Details

APN / Parcel Number

Primary APN14-22-455-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,608 sqft Living Area
1st Floor Area804 sqft
Basement Area804 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area5,342 sqft (0.123 acres)
Lot Dimensions120 ft deep x 42 ft wide
Garage Area440 sqft
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1003 CHIPPEWA ST
CityNORMAL
StateIL
Zip61761-5767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAVANNAH GREEN SUB 8TH ADD LT 309
Legal Range02E
Legal Township24N
Legal Section22
Legal SubdivisionSAVANNAH GREEN SUB
Legal Lot Number309
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group3
Census Block3011
Census Tract109

Owner

Source: McLean County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1003 CHIPPEWA ST, NORMAL, IL 61761-5767
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Line of Credit
CEFCU
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
CEFCU
Jun 10, 2024Deed of Trust, Mortgage · VA Mortgage
DAS ACQUISITION
Dec 22, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Aug 14, 2023Warranty Deed, Transfer · VA Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2025 · Amount on Record
Deed SaleDec 22, 2025 · Amount on Record
Prior SaleAug 14, 2023 · Amount on Record
Deed Document Number202518232
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1003 CHIPPEWA ST, NORMAL, IL 61761-5767
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100001202
DateJan 15, 2021
Instrument2021-00001202
Lender
NameCEFCU
TypeCredit Union
AddressPEORIA, IL 61656
Agreement
TypeLine of Credit
AmountAmount Recorded
Term276 Months
DueJan 14, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1003 CHIPPEWA ST, NORMAL, IL 61761-5767
Transaction TypeMortgage
Record UpdatedDec 31, 2025
Title CompanyUNKNOWN, FTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000011824
DateJun 29, 2020
Instrument2020-00011824
Lender
NameCEFCU
TypeCredit Union
AddressPEORIA, IL 61656
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1003 CHIPPEWA ST, NORMAL, IL 61761-5767
Transaction TypeMortgage
Record UpdatedDec 31, 2025
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 CHIPPEWA ST, NORMAL, IL 61761-5767

Mortgage

Document Number202400007139
DateJun 10, 2024
Instrument2024-00007139
Lender
NameDAS ACQUISITION
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2054
Interest
Rate TypeFixed Rate
Rate6.5%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateDec 22, 2025
Property Address1003 CHIPPEWA ST, NORMAL, IL 61761-5767
Document Number202500018232
Map ReferenceDOC 2003-61296
Instrument DateDec 2, 2025
Instrument2025-00018232
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyUNKNOWN, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$268.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 CHIPPEWA ST, NORMAL, IL 61761-5767

Mortgage

Document Number202500018233
DateDec 22, 2025
Instrument2025-00018233
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeFixed Rate
Rate5.87%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateAug 14, 2023
Property Address1003 CHIPPEWA ST, NORMAL, IL 61761-5767
Document Number202300010731
Map ReferenceDOC 2003-61296
Instrument DateAug 9, 2023
Instrument2023-00010731
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1003 CHIPPEWA ST, NORMAL, IL 61761-5767

Mortgage

Document Number202300010732
DateAug 14, 2023
Instrument2023-00010732
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate7.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,603 (+9.14%) Land $12,051 Building $62,552$223,809 (+9.14%) Land $36,153 Building $187,656
2024$5,062.00 (+14.6%)$68,356 (+18.65%) Land $11,042 Building $57,314$205,068 (+18.65%) Land $33,126 Building $171,942
2023$4,417.00 (+6.79%)$57,611 (+10.69%) Land $9,887 Building $47,724$172,833 (+10.69%) Land $29,661 Building $143,172
2022$4,136.00$52,047 Land $8,932 Building $43,115$156,141 Land $26,796 Building $129,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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