1003 Chestnut St, Coshocton, OH 43812 Property Records

Coshocton County property record for 1003 Chestnut St, Coshocton, OH 43812

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,214 sqft · built 1900
Lot Size	0.081 acres (3,533 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Dec 2013)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004304-0`

Property Details

APN / Parcel Number

Primary APN	`004304-0`
Alternative APN	`0430000218200`

Interior

Units	3 Units
Stories	2 Stories
Building Area	7,214 sqft Total Area
1st Floor Area	3,207 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Wood
Lot Area	3,533 sqft (0.081 acres)
Lot Dimensions	63 ft deep x 57 ft wide
View / Lot	High Traffic Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004304-0
Street Address	1003 CHESTNUT ST
City	COSHOCTON
State	OH
Zip	43812
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	IN LOT 422 PT 57 X 63.3 .0811A DOCUMENT #00008404
Legal Subdivision	JOHN B ELLIOTTS SUBDIVISION
Legal Lot Number	422
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	1
Census Block	1007
Census Tract	961500

Owner

1003 Chestnut St, a commercial property, is owned by a company that bought it in December 2013.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Company Name on File
Mailing Address	1018 MAIN ST, COSHOCTON, OH 43812-1752
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK
Dec 7, 2022	Warranty Deed, Transfer · Commercial Mortgage THE HOME LOAN SAVINGS BANK
Oct 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE HOME LOAN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2013 · Amount on File
Deed Sale	Dec 26, 2013 · Amount on File
Prior Sale	Nov 23, 1998 · Amount on File
Deed Document Number	20135733
Deed Book / Page	629 / 488
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	1003 CHESTNUT ST, COSHOCTON, OH 43812
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00793/5727
Date	Dec 2, 2022
Book Page	793/5727
Instrument	202200005128

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Dec 7, 2022
Property Address	1003 CHESTNUT ST, COSHOCTON, OH 43812
Document Number	0000794/90
Book / Page	794 / 90
Map Reference	MB 1 PG 125
Instrument Date	Dec 1, 2022
Instrument	202200005194
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 MAIN ST, COSHOCTON, OH 43812-1752

Mortgage

Document Number	202200005195
Date	Dec 7, 2022
Instrument	202200005195

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	1003 CHESTNUT ST, COSHOCTON, OH 43812
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	774/4845
Date	Oct 2, 2019
Book Page	774/4845
Instrument	201900004041

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Chestnut St was $3,314.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,314.00	$54,930 Land $5,940 Building $48,990	$156,930 Land $16,960 Building $139,970
2023	$3,224.00 (+0.78%)	$52,591 (-) Land $5,936 Building $46,655
2022	$3,199.00	$52,591 Land $5,936 Building $46,655
2021			$150,260 Land $16,960 Building $133,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1003 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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