1003 Cherokee Ave, Seneca, MO 64865 Property Records

Newton County property record for 1003 Cherokee Ave, Seneca, MO 64865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,500 sqft · built 1901
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,485 (Jul 2023)
Tax Bill	$933 (2024)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-27789-0`

Property Details

APN / Parcel Number

Primary APN	`45-27789-0`
Alternative APN	`18-7.0-35-004-012-002.000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1948
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1003 CHEROKEE AVE
City	SENECA
State	MO
Zip	64865-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREGG & CO: N1/2 LOT 21 & ALL LOTS 22 & 23 BLK 7
Legal Range	34W
Legal Township	25N
Legal Section	35
Legal Subdivision	GREGG & CO
Legal Block	7
Legal Lot Number	21-23
Jurisdiction	NEWTON MO
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2028
Census Tract	20700

Owner

Source: Newton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1003 CHEROKEE AVE, SENECA, MO 64865-9206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	20234077
Deed Book / Page	372 / 4035
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	Jul 3, 2023
Property Address	1003 CHEROKEE AVE, SENECA, MO 64865-9206
Document Number	00372/4035
Book / Page	372 / 4035
Instrument Date	Jun 29, 2023
Instrument	202304077
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 CHEROKEE AVE, SENECA, MO 64865-9206

Mortgage

Document Number	0202304078
Date	Jul 3, 2023
Instrument	202304078

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Newton County
Municipality	Seneca City
Unified School District	Seneca R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,820 (-2.35%)	$83,300 (-2.34%) Land $4,700 Building $78,600
2024	$933.00 (+0.32%)
2023	$930.00 (+21.25%)	$16,200 (-) Land $893 Building $15,307	$85,300 (+0.04%) Land $4,700 Building $80,600
2022		$16,200	$85,263
2018	$767.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	19 (1986–2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2026 · 2 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 6 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA PWS serves 2,390 people · EPA ID MO5010733
Water Source	Groundwater
Last State Inspection	May 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lost Creek Wireless Fixed Wireless	100 / 25
Rally Networks DSL · Fiber in parts of the area	50 / 25