1003 Caldean Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 1003 Caldean Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,268 sqft · built 2000
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,500 (May 2020)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T001700683`

Property Details

APN / Parcel Number

Primary APN	`T001700683`
Alternative APN	`4-0036-8257-00-0060.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	3,876 sqft
1st Floor Area	1,232 sqft
Basement Area	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	115 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700683
Street Address	1003 CALDEAN CT
City	O FALLON
State	MO
Zip	63368-7084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE CROSSING #3 LOT 60
Legal Subdivision	KEYSTONE CROSSING #3
Legal Lot Number	60
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1013
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1003 CALDEAN CT, O FALLON, MO 63368-7084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 12, 2020	Quit Claim Deed, Transfer BANK OF AMERICA
Feb 23, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	May 12, 2020 · Amount on Record
Deed Document Number	2020303250
Deed Book / Page	7292 / 917
Prior Transfer Date	May 1, 2020
Prior Transfer Doc	0072920917
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1003 CALDEAN CT, O FALLON, MO 63368-7084
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 CALDEAN CT, O FALLON, MO 63368-7084

Mortgage

Document Number	0000006504
Date	Feb 21, 2024
Instrument	2024R-006504

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1003 CALDEAN CT, O FALLON, MO 63368-7084
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 CALDEAN CT, O FALLON, MO 63368-7084

Mortgage

Document Number	0000011266
Date	Mar 28, 2023
Instrument	2023R-011266

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1003 CALDEAN CT, O FALLON, MO 63368-7084
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 CALDEAN CT, O FALLON, MO 63368-7084

Mortgage

Document Number	2021R026558
Date	Mar 26, 2021
Instrument	2021R-026558

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 12, 2020
Property Address	1003 CALDEAN CT, O FALLON, MO 63368-7084
Document Number	0072920917
Book / Page	007292 / 000917
Instrument Date	May 1, 2020
Instrument	303250
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1003 CALDEAN CT O FALLON MO 633687084, O FALLON, MO 63368-7084

Mortgage

Document Number	72920921
Date	May 12, 2020
Book Page	007292/000921
Instrument	303260

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 11, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1003 CALDEAN CT, O FALLON, MO 63368-7084
Document Number	0067060830
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1003 CALDEAN CT O FALLON MO 633687084, O FALLON, MO 63368-7084

Mortgage

Document Number	0067060830
Date	Mar 1, 2017
Book Page	006706/000830
Instrument	127750

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 29, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,583 (-)	$371,488 (-) Land $70,000 Building $301,488
2025	$4,379.00 (+1.11%)	$70,583 (+3.98%)	$371,488 (+3.98%) Land $70,000 Building $301,488
2024	$4,331.00
2023		$67,883
2022			$357,281 Building $357,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

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