1003 Cabra Ct, Indian Trail, NC 28079 Property Records

Union County property record for 1003 Cabra Ct, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,528 sqft · built 2013
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on File
Last Sale	$428,000 (Mar 2026)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-123-225`

Property Details

APN / Parcel Number

Primary APN	`07-123-225`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	9,235 sqft (0.212 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1003 CABRA CT
City	INDIAN TRAIL
State	NC
Zip	28079-5370
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#7 SHERIDAN PH1 MP1 OPCJ504
Legal Subdivision	SHERIDAN
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3012
Census Tract	20317

Owner

1003 Cabra Ct, a rural home, is owned and occupied by two individuals who bought it in March 2026.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1003 CABRA CT, INDIAN TRAIL, NC 28079-5370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Construction Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC
Feb 22, 2021	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
Jan 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Feb 22, 2021 · Amount on File
Deed Document Number	20267397
Deed Book / Page	9330 / 880
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1003 CABRA CT, INDIAN TRAIL, NC 28079-5370
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	OS NATIONAL RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0008219397
Date	Aug 26, 2021
Book Page	8219/397
Instrument	40472

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Non-Lending Institution
Address	NEW YORK, NY 10036

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 9, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 20, 2026
Property Address	1003 CABRA CT, INDIAN TRAIL, NC 28079-5370
Document Number	0009330880
Book / Page	9330 / 880
Map Reference	CAB J FILE 503-505
Instrument Date	Mar 17, 2026
Instrument	7397
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$856.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 CABRA CT, INDIAN TRAIL, NC 28079-5370

Mortgage

Document Number	0000007398
Date	Mar 20, 2026
Instrument	7398

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 22, 2021
Property Address	1003 CABRA CT, INDIAN TRAIL, NC 28079-5370
Document Number	0007997845
Book / Page	7997 / 845
Map Reference	CAB J FILE 503-505
Instrument Date	Feb 22, 2021
Instrument	8103
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 CABRA CT, 1003, INDIAN TRAIL, NC 28079-5370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1003 CABRA CT, INDIAN TRAIL, NC 28079-5370
Document Number	730555
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1003 CABRA CT INDIAN TRAIL NC 280795370, INDIAN TRAIL, NC 28079-5370

Mortgage

Document Number	730555
Date	Jan 29, 2019
Book Page	007305/000055
Instrument	2243

Lender

Name	FIRST RELIANCE BK
Type	Bank
Address	FLORENCE, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Cabra Ct was $2,982.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,900 (-) Land $117,000 Building $344,900	$461,900 (-) Land $117,000 Building $344,900
2025	$2,982.00	$461,900 Land $117,000 Building $344,900	$461,900 Land $117,000 Building $344,900
2023	$2,572.00	$310,800 Land $68,700 Building $242,100	$310,800 Land $68,700 Building $242,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Cabra Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Cabra Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, Windstream.

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