Black Hawk County property record for 1003 Bluff St, Cedar Falls, IA 50613 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1922 |
| Square Footage | 1,877 sqft Total Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Detached, 624 sqft |
| Last Sale | $165,000 (2020) |
| Tax Bill | $3,498.00 (2025) |
| Primary APN | 8914-12-456-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,877 sqft Total Area |
| 1st Floor | 552 sqft 1st Floor |
| Basement Area | 1,049 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 624 sqft Garage |
| Deck Area | 80 sqft Deck |
| Patio Area | 80 sqft Patio |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1003 BLUFF ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-3327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | E BROWNS SECOND ADDITION LOT 1 BLK 10 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 12 |
| Legal Subdivision | E BROWNS SECOND ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | CEDAR FALLS |
| Census Blockgroup | 3 |
| Census Block | 3029 |
| Census Tract | 2200 |
Source: Black Hawk County records · APN 8914-12-456-003
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 BARNETT DR, CEDAR FALLS, IA 50613-6616 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| May 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2020 · Amount on Record |
| Deed Sale | May 07, 2020 · Amount on Record |
| Prior Sale | Jul 21, 2011 · Amount on Record |
| Deed Doc Number | 202019318 |
| Prior Transfer Date | Apr 24, 2007 |
| Prior Transfer Doc | 2007023131 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1003 BLUFF ST, CEDAR FALLS, IA 50613-3327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200014901 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 202200014901 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 07, 2020 |
| Property Address | 1003 BLUFF ST, CEDAR FALLS, IA 50613-3327 |
| Document Number | 202000019318 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 202000019318 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.20 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1003 BLUFF ST, CEDAR FALLS, IA 50613-3327 |
| Document Number | 202000019319 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 202000019319 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 05, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Number | 202000019320 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 202000019320 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 05, 2030 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,498.00 | $230,820 (+6.17%) Land $48,510 Building $182,310 | $230,820 (+6.17%) Land $48,510 Building $182,310 |
| 2024 | $3,498.00 (+5.62%) | ||
| 2023 | $217,410 (+21.21%) Land $32,340 Building $185,070 | $217,410 (+21.21%) Land $32,340 Building $185,070 | |
| 2022 | $3,312.00 | $179,360 Land $32,340 Building $147,020 | |
| 2021 | $179,360 Land $32,340 Building $147,020 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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