Franklin County property record for 1003 Bernard Rd, Columbus, OH 43221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,582 sqft · built 1958 |
| Lot Size | 0.182 acres (7,948 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,035 (2024) |
| Deeds & Mortgages | Mar 2019 Line of Credit Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-116968 |
| Primary APN | 010-116968 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 866 sqft |
| Attic Area | 858 sqft |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Lot Area | 7,948 sqft (0.182 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1003 BERNARD RD |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43221-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERNARD RD 60FT WS 55&5FT ES 56 CRANFRD LOT 55-56 |
| Legal Subdivision | CRANFORD SUB |
| Legal Lot Number | 55-56 56 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 7811 |
1003 Bernard Rd is owned and occupied by an individual who acquired it in February 2019.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1003 BERNARD RD, COLUMBUS, OH 43221-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 28, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2019 |
| Deed Sale | Feb 27, 2019 |
| Deed Document Number | 90001777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 1003 BERNARD RD, COLUMBUS, OH 43221-1607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034441 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 201903270034441 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Feb 28, 2019 |
| Property Address | 1003 BERNARD RD, COLUMBUS, OH 43221-1607 |
| Document Number | 0000023445 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 23445 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1003 BERNARD RD COLUMBUS OH 432211607, COLUMBUS, OH 43221-1607 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,035.00 (+1.61%) Homeowner's exemption | $89,640 (-) Land $40,640 Building $49,000 | |
| 2023 | $3,971.00 (+7.7%) Homeowner's exemption | $89,640 (+26.09%) Land $40,640 Building $49,000 | $256,100 Land $116,100 Building $140,000 |
| 2022 | $3,687.00 Homeowner's exemption | $71,090 Land $21,630 Building $49,460 | |
| 2020 | $203,100 Land $61,800 Building $141,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1003 Bernard Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1992) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 1992 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1003 Bernard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Breezeline Cable | 1,000 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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