1003 Balsam Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 1003 Balsam Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2013
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Oct 2013)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:040 B:013 L:016`

Property Details

APN / Parcel Number

Primary APN	`HERM M:040 B:013 L:016`
Alternative APN	`3800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	117,176 sqft (2.69 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3800
Street Address	1003 BALSAM DR
City	HERMON
State	ME
Zip	04401-0591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	LEATHERS CORNER SUB PH II
Legal Block	13
Legal Lot Number	16
Jurisdiction	HERMON ME
Township / Civil Division	NORTH PENOBSCOT
Census Block Group	1
Census Block	1561
Census Tract	29000

Owner

1003 Balsam Dr is owned and occupied by an individual who bought it in October 2013.

Source: Penobscot County and Hermon Town records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1003 BALSAM DR, HERMON, ME 04401-0591
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Oct 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Sep 22, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2013 · Amount on File
Deed Sale	Oct 18, 2013 · Amount on File
Deed Document Number	201334653
Deed Book / Page	13368 / 340
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Recording Date	Aug 26, 2026
Property Address	1003 BALSAM DR, HERMON, ME 04401-0591
Document Number	0000023476
Book / Page	17993 / 1
Instrument Date	Aug 21, 2026
Instrument	202623476
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 BALSAM DR, HERMON, ME 04401-0591

Mortgage

Document Number	0000023476,
Date	Aug 26, 2026
Book Page	17993/1
Instrument	202623476

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	1003 BALSAM DR, HERMON, ME 04401-0591
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153270036
Date	Oct 23, 2019
Book Page	15327/36
Instrument	32500

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Nov 1, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	1003 BALSAM DR, HERMON, ME 04401-0591
Document Number	0146250111
Book / Page	014625 / 000111
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 BALSAM DR HERMON ME 044010591, HERMON, ME 04401-0591

Mortgage

Document Number	0146250111
Date	Oct 2, 2017
Book Page	014625/000111
Instrument	30672

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Balsam Dr was $4,063, up 25.7% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,063.00 (+25.67%)	$342,900 (+15.61%) Land $68,400 Building $274,500
2024	$3,233.00 (+1.38%)	$296,600 (+9.29%) Land $60,900 Building $235,700
2023	$3,189.00 (+12.41%)	$271,400 (+13.84%) Land $56,800 Building $214,600
2022	$2,837.00	$238,400 Land $50,500 Building $187,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1003 Balsam Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1979–2023)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms, Ice Jams, Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Balsam Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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