1003 Anza Ct, El Cajon, CA 92020 Property Records

San Diego County property record for 1003 Anza Ct, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,436 sqft · built 2000
Lot Size	0.53 acres (2,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Oct 2026)
Tax Bill	$6,454 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493-111-47-00`

Property Details

APN / Parcel Number

Primary APN	`493-111-47-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,436 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	2,299 sqft (0.53 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1003 ANZA CT
City	EL CAJON
State	CA
Zip	92020-6617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4300
Legal Description	LOT 10 TR 013625
Legal Subdivision	MERRITT VILLAGE
Legal Tract	013625
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	15407

Owner

Source: San Diego County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1003 ANZA CT, EL CAJON, CA 92020-6617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
May 27, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jul 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2026 · Amount on Record
Deed Sale	Oct 15, 2026 · Amount on Record
Prior Sale	Oct 26, 2007 · Amount on Record
Deed Document Number	2026299040
Prior Transfer Date	Jul 2, 2021
Prior Transfer Doc	0000488980
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2026
Property Address	1003 ANZA CT, EL CAJON, CA 92020-6617
Document Number	0000299040
Instrument Date	Sep 10, 2026
Instrument	2026299040
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1003 ANZA CT, EL CAJON, CA 92020-6617

Mortgage

Document Number	0000299041,
Date	Oct 15, 2026
Instrument	2026299041

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2026
Property Address	1003 ANZA CT, EL CAJON, CA 92020-6617
Document Number	0000150524
Instrument Date	May 19, 2026
Instrument	2026150524
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1003 ANZA CT, EL CAJON, CA 92020-6617

Mortgage

Document Number	0000150524,
Date	May 27, 2026
Instrument	2026150524

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2056

Interest

Rate	6.23%
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2021
Property Address	1003 ANZA CT, EL CAJON, CA 92020-6617
Document Number	0000488980
Map Reference	MAP 13625
Instrument Date	Jul 2, 2021
Instrument	2021-0488980
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1003 ANZA CT, EL CAJON, CA 92020-6617

Mortgage

Document Number	0000488981
Date	Jul 8, 2021
Instrument	2021-0488981

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,658 (+2%) Land $267,943 Building $219,715
2025	$6,454.00 (+2.09%)	$478,097 (+4.04%) Land $262,690 Building $215,407
2023	$6,322.00 (+3.08%)	$459,535 Land $252,491 Building $207,044
2022	$6,133.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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