1003 92nd St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 1003 92nd St, Niagara Falls, NY 14304

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,596 sqft · built 1900
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Sep 2022)
Tax Bill	$5,488 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`291100 161.47-3-17`

Property Details

APN / Parcel Number

Primary APN	`291100 161.47-3-17`
Alternative APNs	`11001610470003017000` `15/1595`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,596 sqft Total Area
1st Floor Area	1,328 sqft
2nd Floor Area	1,268 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15/1595.
Street Address	1003 92ND ST
City	NIAGARA FALLS
State	NY
Zip	14304-2817
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1-C
Legal Description	TM 485 BL H LOT 26 210
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	1
Census Block	1008
Census Tract	22401

Owner

1003 92nd St, a duplex, is owned and occupied by an individual who bought it in September 2022.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1003 92ND ST, NIAGARA FALLS, NY 14304-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Deed Document Number	202218139
Prior Transfer Date	Sep 8, 2022
Prior Transfer Doc	0000018138
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 15, 2022
Property Address	1003 92ND ST, NIAGARA FALLS, NY 14304-2817
Document Number	0000008139
Map Reference	MB 6 PG 564
Instrument Date	Sep 9, 2022
Instrument	2022-18139
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 92ND ST, 1003, NIAGARA FALLS, NY 14304-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 90TH ST, NIAGARA FALLS, NY 14304-2814

Mortgage

Document Number	0000008140
Date	Sep 15, 2022
Instrument	2022-18140

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1003 92nd St was $5,488, up 19.3% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,488.00 (+19.33%)
2025	$4,599.00	$79,000 Land $4,200 Building $74,800	$175,600 Land $9,336 Building $166,264
2023		$79,000 Land $4,200 Building $74,800	$146,300 Land $7,778 Building $138,522

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1003 92nd St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1999–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 92nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20