1003 4th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1003 4th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.145 acres (6,336 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Nov 2020)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1121280016`

Property Details

APN / Parcel Number

Primary APN	`1121280016`
Alternative APNs	`106789` `121182`

Exterior

Lot Area	6,336 sqft (0.145 acres)
Lot Dimensions	88 ft deep x 72 ft wide

Location & Zoning

Account Number	121182
Street Address	1003 4TH AVE
City	STERLING
State	IL
Zip	61081-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E D LEFEVRES 2ND LOT 3 BLK 6 346700X
Legal Subdivision	E D LEFEVRES SECOND ADDITION
Legal Block	6
Legal Lot Number	3
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2012
Census Tract	1102

Owner

1003 4th Ave is owned by an individual who bought it in November 2020.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1801 E 3RD ST, STERLING, IL 61081-3004
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Warranty Deed, Transfer MIDLAND STATES BK
Nov 27, 2018	Warranty Deed, Transfer · VA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Nov 27, 2018 · Amount on File
Deed Document Number	20207520
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 18, 2020
Property Address	1003 4TH AVE, STERLING, IL 61081-2403
Document Number	0000007520
Instrument Date	Nov 5, 2020
Instrument	7520
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 DOUGIAS AVE DIXON IL 61021, DIXON, IL 61021

Mortgage

Document Number	7521
Date	Nov 18, 2020
Instrument	7521

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 27, 2018
Property Address	1003 4TH AVE, STERLING, IL 61081-2403
Document Number	0000006528
Instrument Date	Nov 26, 2018
Instrument	6528
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 4TH AVE STERLING IL 610812403, STERLING, IL 61081-2403

Mortgage

Document Number	6529
Date	Nov 27, 2018
Instrument	6529

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Interest

Rate	4.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1003 4th Ave was $2,044.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00	$26,124 Land $3,699 Building $22,425
2024			$78,372 Land $11,097 Building $67,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1003 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1003 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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