1003 1st St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 1003 1st St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	953 sqft · built 1956
Lot Size	0.234 acres (10,206 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Nov 2022)
Tax Bill	$1,084 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1352429`

Property Details

APN / Parcel Number

Primary APN	`1352429`
Alternative APNs	`1184512` `9121`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	953 sqft Finished Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	10,206 sqft (0.234 acres)
Lot Dimensions	126 ft deep x 81 ft wide
Porch	Slab
Porch Area	237 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1352429
Street Address	1003 1ST ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R08
Legal Description	#5&PT#4 BLKG WRIGHTS HILL SD PB6-69
Legal Subdivision	WRIGHTS HILLS DEVELOPMENT SUBDIVISION
Legal Block	2
Legal Lot Number	7
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1005
Census Tract	950500

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 1ST ST, KINGS MOUNTAIN, NC 28086-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	2022200081005
Deed Book / Page	1887 / 911
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 18, 2022
Property Address	1003 1ST ST, KINGS MOUNTAIN, NC 28086-2001
Document Number	0018870911
Book / Page	1887 / 911
Map Reference	MB 6 PG 69
Instrument Date	Nov 18, 2022
Instrument	200081005
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4334 APPLETON WAY, 4334, WILMINGTON, NC 28412-7314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 1ST ST, KINGS MOUNTAIN, NC 28086-2001

Mortgage

Document Number	0001887916
Date	Nov 18, 2022
Instrument	1887/916

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.15%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.15%
Index	5-Year TN
Max Rate	11.7%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,084.00 (+4.33%)	$101,372 (-) Land $15,228 Building $86,144	$101,372 (-) Land $15,228 Building $86,144
2025	$1,039.00	$101,372 (+192.83%) Land $15,228 Building $86,144	$101,372 (+192.83%) Land $15,228 Building $86,144
2023		$34,618 Land $9,136 Building $25,482	$34,618 Land $9,136 Building $25,482

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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