1003 187th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 1003 187th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,143 sqft · built 1982
Lot Size	0.383 acres (16,666 sqft)
Owner	2 Individual Names on File
Last Sale	$744,719 (Oct 2017)
Tax Bill	$13,165 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`506000-0-320`

Property Details

APN / Parcel Number

Primary APN	`506000-0-320`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,143 sqft Living Area
Gross Area	3,649 sqft
1st Floor Area	529 sqft
Upper Floors Area	1,146 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,666 sqft (0.383 acres)
Lot Dimensions	280 ft deep x 70 ft wide
Terrain	Low
View / Lot	Lake Front
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,720 sqft
Deck Area	632 sqft
Patio Area	632 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1003 187TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 31 LAKE TAPPS EVERGREEN POINT L 33 B 1
Legal Range	05
Legal Township	20
Legal Section	04
Legal Subdivision	LAKE TAPPS EVERGREEN POINT
Legal Block	1
Legal Lot Number	33
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1009
Census Tract	70315

Owner

1003 187th Ave E is owned and occupied by two individuals who bought it in October 2017.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 187TH AVE E, LAKE TAPPS, WA 98391-9434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Feb 13, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	Oct 21, 2011 · Amount on File
Deed Document Number	2017869
Prior Transfer Date	Apr 2, 2014
Prior Transfer Doc	0000000090
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1003 187TH AVE E, LAKE TAPPS, WA 98391-9434
Document Number	2101120699
Instrument Date	Jan 2, 2021
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1003 187TH AVE E LAKE TAPPS WA 983919434, LAKE TAPPS, WA 98391-9434

Mortgage

Document Number	2101120699
Date	Jan 12, 2021
Instrument	202101120699

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98158

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 11, 2046

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1003 187TH AVE E, LAKE TAPPS, WA 98391-9434
Document Number	2010071143
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1003 187TH AVE E LAKE TAPPS WA 983919434, LAKE TAPPS, WA 98391-9434

Mortgage

Document Number	2010071143
Date	Oct 7, 2020
Instrument	202010071143

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 6, 2045

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1003 187TH AVE E, LAKE TAPPS, WA 98391-9434
Document Number	1803020099
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1003 187TH AVE E LAKE TAPPS WA 983919434, LAKE TAPPS, WA 98391-9434

Mortgage

Document Number	1803020099
Date	Mar 2, 2018
Instrument	201803020099

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2043

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 30, 2017
Property Address	1003 187TH AVE E, LAKE TAPPS, WA 98391-9434
Document Number	0010300869
Map Reference	VOL16 PG90&91
Instrument Date	Oct 17, 2017
Instrument	201710300869
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	F A T C O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,261.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 187TH AVE E, LAKE TAPPS, WA 98391-9434

Mortgage

Document Number	0010300870
Date	Oct 30, 2017
Instrument	201710300870

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1003 187th Ave E was $13,165, down 0.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,165.00 (-0.45%)	$1,357,900 Land $672,700 Building $685,200	$1,357,900 Land $672,700 Building $685,200
2025	$13,225.00 (+1.85%)
2024	$12,985.00 (+2.69%)	$1,319,400 (+1.28%) Land $791,900 Building $527,500	$1,319,400 (+1.28%) Land $791,900 Building $527,500
2023	$12,645.00	$1,302,700 Land $791,900 Building $510,800	$1,302,700 Land $791,900 Building $510,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 187th Ave E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 187th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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