10029 Smock Mill Ln, Temple, TX 76502 Property Records

Bell County property record for 10029 Smock Mill Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,697 sqft · built 2014
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$227,100 (Jun 2026)
Tax Bill	$5,945 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0960001023`

Property Details

APN / Parcel Number

Primary APN	`0960001023`
Alternative APNs	`409056` `848251`

Interior

Stories	1 Story
Building Area	1,697 sqft Living Area
1st Floor Area	1,697 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Location & Zoning

Street Address	10029 SMOCK MILL LN
City	TEMPLE
State	TX
Zip	76502-5372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDMILL FARMS PHASE III, BLOCK 014, LOT 0036
Legal Subdivision	WINDMILL FARMS PHASE III
Legal Block	14
Legal Lot Number	36
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3001
Census Tract	20201

Owner

Source: Bell County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10029 SMOCK MILL LN, TEMPLE, TX 76502-5372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer · FHA Mortgage FIRST BANK
Jun 25, 2026	Deed, Transfer · FHA Mortgage FIRST BANK
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXTRACO BANKS NA
Feb 14, 2022	Warranty Deed, Transfer
Oct 8, 2021	Warranty Deed, Transfer
Aug 17, 2018	Warranty Deed, Transfer BUCKHOLTS ST BK
Jan 7, 2017	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Feb 14, 2022
Deed Document Number	202631821
Prior Transfer Date	Aug 13, 2018
Prior Transfer Doc	0000034643
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jun 25, 2026
Property Address	10029 SMOCK MILL LN, TEMPLE, TX 76502-5372
Document Number	0000031821
Instrument Date	Jun 23, 2026
Instrument	202631821
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	COMMUNITY FIRST TITLE, FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10029 SMOCK MILL LN, TEMPLE, TX 76502-5372

Mortgage

Document Number	0000031822,
Date	Jun 25, 2026
Instrument	202631822

Lender

Name	FIRST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jun 25, 2026
Property Address	10029 SMOCK MILL LN, TEMPLE, TX 76502-5372
Document Number	0000031821
Instrument Date	Jun 23, 2026
Instrument	202631821
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	COMMUNITY FIRST TITLE, FIRST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10029 SMOCK MILL LN, TEMPLE, TX 76502-5372

Mortgage

Document Number	0000031822,
Date	Jun 25, 2026
Instrument	202631822

Lender

Name	FIRST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10029 SMOCK MILL LN, TEMPLE, TX 76502-5372
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	CENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080734
Date	Dec 9, 2021
Instrument	2021080734

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	TEMPLE, TX 76501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 14, 2022
Property Address	10029 SMOCK MILL LN, TEMPLE, TX 76502-5372
Document Number	0000009314
Instrument Date	Feb 8, 2022
Instrument	2022009314
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	642 SPINNAKER LOOP, 642, KYLE, TX 78640-2596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 SPINNAKER LOOP, KYLE, TX 78640-2596

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 8, 2021
Property Address	10029 SMOCK MILL LN, TEMPLE, TX 76502-5372
Document Number	0000066433
Map Reference	CAB D SL 243-A
Instrument Date	Oct 8, 2021
Instrument	2021066433
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	642 SPINNAKER LOOP, 642, KYLE, TX 78640-2596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 SPINNAKER LOOP, KYLE, TX 78640-2596

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 17, 2018
Property Address	10029 SMOCK MILL LN, TEMPLE, TX 76502-5372
Document Number	0000034643
Book / Page	010565 / 000220
Instrument Date	Aug 13, 2018
Instrument	34643
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6109 WORTHING DR TEMPLE TX 76502, TEMPLE, TX 76502

Mortgage

Document Number	34644
Date	Aug 17, 2018
Book Page	010565/000224
Instrument	34644

Lender

Name	BUCKHOLTS ST BK
Type	Bank
Address	BUCKHOLTS, TX 76518

Agreement

Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10029 SMOCK MILL LN, TEMPLE, TX 76502-5372
Document Number	0000001138
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	SUPERIOR ABSTRACT COMPANY, SUPERIOR ABSTRACT CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10029 SMOCK MILL LN TEMPLE TX 765025372, TEMPLE, TX 76502-5372

Mortgage

Document Number	0000001138
Date	Jan 10, 2017
Instrument	1138

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 9, 2042

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,945.00 (-6.88%)	$263,240 (-5.36%) Land $38,000 Building $225,240	$263,240 (-5.36%) Land $38,000 Building $225,240
2023	$6,384.00 (+11.57%)	$278,148 Land $32,000 Building $246,148	$278,148 Land $32,000 Building $246,148
2022	$5,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP.

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