10029 Olivia St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10029 Olivia St, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,025 sqft · built 1976
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$65,500 (Dec 2015)
Tax Bill$469 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Mar 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR32-323-17-5250-1667-0100

Property Details

APN / Parcel Number

Primary APNR32-323-17-5250-1667-0100
Alternative APNs
  • 00432375
  • 432375

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,025 sqft Living Area
1st Floor Area1,025 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage Area350 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area198 sqft
Deck Area190 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00432375
Street Address10029 OLIVIA ST
CitySPRING HILL
StateFL
Zip34608-3455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 25 BLK 1667 LOT 10
Legal Range17E
Legal Township23S
Legal Section12
Legal SubdivisionSPRING HILL UNIT 25
Legal Block1667
Legal Lot Number10
Legal Unit25
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2009
Census Tract41103

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10029 OLIVIA ST, SPRING HILL, FL 34608-3455
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Mar 2, 2020Deed of Trust, Mortgage · Line of Credit
GROW FINANCIAL FCU
Oct 10, 2020Deed of Trust, Mortgage · Conventional with PMI
R P FNDG INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2015 · Amount on Record
Deed SaleDec 29, 2015 · Amount on Record
Prior SaleApr 14, 2015 · Amount on Record
Deed Document Number2015072792
Deed Book / Page3320 / 0202
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address10029 OLIVIA ST, SPRING HILL, FL 34608-3455
Transaction TypeMortgage
Record UpdatedOct 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041981004
DateJul 20, 2022
Book Page4198/1004
Instrument2022055363
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address10029 OLIVIA ST, SPRING HILL, FL 34608-3455
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038121769
DateMar 2, 2020
Book Page3812/1769
Instrument2020013624
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 1, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address10029 OLIVIA ST, SPRING HILL, FL 34608-3455
Document Number0039041603
Instrument DateOct 10, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10029 OLIVIA ST SPRING HILL FL 346083455, SPRING HILL, FL 34608-3455

Mortgage

Document Number0039041603
DateOct 27, 2020
Book Page003904/001603
Instrument67134
Lender
NameR P FNDG INC
AddressLAKE MARY, FL 32746
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$469.00 Additional exemption filed$67,965 (+5.99%)$149,440 (+5.16%) Land $22,875 Building $126,565
2023$64,126 (+3%) Land $64,126
2022$469.00 Homeowner's exemption$62,258$142,106 Land $18,750 Building $123,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Tillman Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

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