10029 Carter Howell Rd, Blanchester, OH 45107 Property Records

Warren County property record for 10029 Carter Howell Rd, Blanchester, OH 45107

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,102 sqft · built 2021
Lot Size	5 acres (218,018 sqft)
Owner	2 Individual Names on File
Last Sale	$62,000 (Aug 2020)
Tax Bill	$7,203 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2021 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-09-100-010-0`

Property Details

APN / Parcel Number

Primary APN	`18-09-100-010-0`
Alternative APNs	`1809100010` `3511626`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,102 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	1,660 sqft
2nd Floor Area	221 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Construction Type	Frame
Lot Area	218,018 sqft (5 acres)
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3511626
Street Address	10029 CARTER HOWELL RD
City	BLANCHESTER
State	OH
Zip	45107-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CARTER-HOWELL
Legal Subdivision	CARTER-HOWELL
Legal Block	626
Jurisdiction	WARREN OH
Township / Civil Division	HARLAN
Census Block Group	2
Census Block	2005
Census Tract	32400

Owner

10029 Carter Howell Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Warren County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10029 CARTER HOWELL RD, BLANCHESTER, OH 45107-6503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS STATE BANK
Feb 11, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FARMERS STATE BANK
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK
Aug 25, 2020	Warranty Deed, Transfer RIVERTOWNE TITLE LLC
Mar 19, 2018	Warranty Deed, Transfer · Line of Credit PNC BK/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Mar 19, 2018 · Amount on File
Deed Document Number	202032253
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	0057610276
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	10029 CARTER HOWELL RD, BLANCHESTER, OH 45107-6503
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006399
Date	Feb 22, 2022
Instrument	2022-006399

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	10029 CARTER HOWELL RD, BLANCHESTER, OH 45107-6503
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7648 HARWOOD CT, MAINEVILLE, OH 45039-5411

Mortgage

Document Number	0000006868
Date	Feb 11, 2021
Instrument	2021-006868

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	LEWISBURG, OH 45338

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 26, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	10029 CARTER HOWELL RD, BLANCHESTER, OH 45107-6503
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10029 CARTER HOWELL RD, BLANCHESTER, OH 45107-6503

Mortgage

Document Number	0000025021
Date	Oct 6, 2025
Instrument	2025-025021

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	10029 CARTER HOWELL RD, BLANCHESTER, OH 45107-6503
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 WARD RD, MORROW, OH 45152-8599

Mortgage

Document Number	0000029774
Date	Oct 17, 2018
Instrument	2018-029774

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	GREENFIELD, OH 45123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 11, 2038

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 25, 2020
Property Address	10029 CARTER HOWELL RD, BLANCHESTER, OH 45107-6503
Document Number	0000032253
Instrument Date	Aug 14, 2020
Instrument	32253
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$186.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10029 CARTER HOWELL RD HARLAN OH 45107, HARLAN, OH 45107

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Mar 19, 2018
Property Address	10029 CARTER HOWELL RD, BLANCHESTER, OH 45107-6503
Document Number	0000007464
Instrument Date	Mar 9, 2018
Instrument	7464
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8868 FAWN TRL BLANCHESTER OH 451076706, BLANCHESTER, OH 45107-6706

Mortgage

Document Number	7465
Date	Mar 19, 2018
Instrument	7465

Lender

Name	PNC BK/NJ
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10029 Carter Howell Rd was $7,203, up 8.3% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Harlan Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,203.00 (+8.35%)	$159,620 Land $31,480 Building $128,140	$456,040 Land $89,940 Building $366,100
2024	$6,648.00 (+9.74%)
2023	$6,058.00 (+1.29%)	$131,481 (-) Land $18,522 Building $112,959
2022	$5,981.00	$131,481 Land $18,522 Building $112,959	$375,660 (-) Land $52,920 Building $322,740
2021			$375,660 Land $52,920 Building $322,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10029 Carter Howell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10029 Carter Howell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000

Cell Coverage

5G (outdoors only) and 4G LTE

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