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10028 Old Frederick Ter, Frederick, MD 21701 Property Records

Frederick County property record for 10028 Old Frederick Ter, Frederick, MD 21701 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,779 sqft · built 1990
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Jan 2009)
Tax Bill$5,645 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Jan 2022 Transfer
Flood ZoneZone X (minimal risk)
APN20-407433

Property Details

APN / Parcel Number

Primary APN20-407433
Alternative APN
  • 407433

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,779 sqft Living Area
Gross Area4,613 sqft
1st Floor Area2,487 sqft
Basement Area308 sqft
Finished Basement308 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialMetal
Lot Area46,609 sqft (1.07 acres)
Garage TypeAttached
Garage Area834 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number407433
Street Address10028 OLD FREDERICK TER
CityFREDERICK
StateMD
Zip21701-1946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 SECT. 1 1.072 ACRES OLD FREDERICK ESTATES
Legal SubdivisionACRES OLD FREDERICK ESTATES
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division20, LEWISTOWN
Census Block Group2
Census Block2060
Census Tract751302

Owner

Source: Frederick County records · APN 20-407433

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6227 MARGIN AVE, SYKESVILLE, MD 21784-7929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jan 24, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 30, 2009 · Amount on Record
Deed SaleJan 30, 2009 · Amount on Record
Prior SaleJan 30, 2009 · Amount on Record
Deed Document Number200990408
Deed Book / Page7166 / 419
Last Transfer DateNov 08, 2021
Transfer Doc0156790265
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10028 OLD FREDERICK TER, FREDERICK, MD 21701-1946
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10028 OLD FREDERICK TER, FREDERICK, MD 21701-1946

Mortgage

Document Number0163150380
DateJan 31, 2023
Book Page16315/380
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term477 Months
DueOct 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateJan 24, 2022
Property Address10028 OLD FREDERICK TER, FREDERICK, MD 21701-1946
Document Number0156790265
Book / Page15679 / 265
Map ReferenceMB 38 PL 162
Instrument DateNov 08, 2021
Transaction TypeTransfer
Record UpdatedSep 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6227 MARGIN AVE, SYKESVILLE, MD 21784-7929

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$634,900 (+20.42%) Land $126,900 Building $508,000$634,900 (-) Land $126,900 Building $508,000
2024$5,645.00 (+20.57%)
2023$4,682.00 Homeowner's exemption$527,233$634,900 Land $126,900 Building $508,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217513022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims9 (1983–2021)
Most Recent ClaimSep 2021, river or lake flooding
Claims By Storm
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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