10028 Hulburd Grove Dr, Descanso, CA 91916 Property Records

San Diego County property record for 10028 Hulburd Grove Dr, Descanso, CA 91916

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,876 sqft · built 2006
Lot Size8.45 acres (368,082 sqft)
Owner2 Trust Names on File
Last Sale$860,000 (Dec 2024)
Tax Bill$9,406 (2025)
Deeds & MortgagesMar 2022 Reverse Mortgage
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN405-170-41-00

Property Details

APN / Parcel Number

Primary APN405-170-41-00
Alternative APN
  • 4051702800

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,876 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area368,082 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number4051702800
Street Address10028 HULBURD GROVE DR
CityDESCANSO
StateCA
Zip91916-9813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 13-15-3E NWQ D81-69777 IN PAR 1&(EX D81-69778)PAR2 PM4892 IN
Legal Range03E
Legal Township15
Legal Section13
Legal SubdivisionVILLANITAS
Legal Block1
Legal Lot Number106
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1057
Census Tract21202

Owner

10028 Hulburd Grove Dr is held in a trust since December 2024.

Source: San Diego County records, as of August 26, 2026

Owner of Record2 Trust Names on File
Mailing Address2471 COLUMBINE DR, ALPINE, CA 91901-1313
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Sep 27, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2024 · Amount on File
Deed SaleDec 30, 2024 · Amount on File
Prior SaleAug 13, 2004 · Amount on File
Deed Document Number2024358059
Prior Transfer DateSep 22, 2017
Prior Transfer Doc0000442640
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10028 HULBURD GROVE DR, DESCANSO, CA 91916-9813
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10028 HULBURD GROVE DR, DESCANSO, CA 91916-9813

Mortgage

Document Number0000094015
DateMar 2, 2022
Instrument2022-0094015
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 27, 2017
Property Address10028 HULBURD GROVE DR, DESCANSO, CA 91916-9813
Document Number0000442640
Instrument DateSep 22, 2017
Instrument442640
Transaction TypeTransfer
Record UpdatedOct 3, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10028 HULBURD GROVE DR DESCANSO CA 919169813, DESCANSO, CA 91916-9813

Tax Assessment & Valuation

The 2025 property tax bill for 10028 Hulburd Grove Dr was $9,406, up 100.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$877,200 (+2%) Land $510,000 Building $367,200
2025$9,406.00 (+100.09%)$860,000 Land $500,000 Building $360,000
2024$4,701.00 (+1.97%)
2023$4,610.00 (-1.43%) Homeowner's exemption$425,733 Land $134,705 Building $291,028
2022$4,677.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10028 Hulburd Grove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10028 Hulburd Grove Dr is extreme, ranking above 99.8% of the US, with a 6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.8% of the US · above 99.2% of California
Wildfire Likelihood6% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
10 / 1

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