10028 Barton Creek Dr, Waco, TX 76708 Property Records

McLennan County property record for 10028 Barton Creek Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 2006
Lot Size	0.192 acres (8,347 sqft)
Owner	2 Individual Names on File
Last Sale	$186,500 (Apr 2006)
Tax Bill	$3,491 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-090908-000908-0`

Property Details

APN / Parcel Number

Primary APN	`18-090908-000908-0`
Alternative APN	`335122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,808 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,347 sqft (0.192 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10028 BARTON CREEK DR
City	WACO
State	TX
Zip	76708-5860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WILLOW BEND LOT 8 BLOCK 9 ACRES .1916
Legal Subdivision	WILLOW BEND
Legal Block	9
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1014
Census Tract	4105

Owner

10028 Barton Creek Dr is owned and occupied by two individuals who bought it in April 2006.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10028 BARTON CREEK DR, WACO, TX 76708-5860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2006 · Amount on File
Deed Sale	Apr 18, 2006 · Amount on File
Deed Document Number	200613227
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10028 BARTON CREEK DR, WACO, TX 76708-5860
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10028 BARTON CREEK DR, WACO, TX 76708-5860

Mortgage

Document Number	0000029361
Date	Sep 25, 2025
Instrument	2025029361

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10028 BARTON CREEK DR, WACO, TX 76708-5860
Document Number	0000013548
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	CHICAGO TITLE SERVICELINK DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10028 BARTON CREEK DR WACO TX 767085860, WACO, TX 76708-5860

Mortgage

Document Number	0000013548
Date	May 1, 2017
Instrument	13548

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10028 Barton Creek Dr was $3,491 with exemptions applied, down 7.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,905 (+5.58%) Land $36,393 Building $232,512	$268,905 (+5.58%) Land $36,393 Building $232,512
2025	$3,491.00 (-7.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$254,700 Land $33,050 Building $221,650	$254,700 Land $33,050 Building $221,650
2024	$3,758.00
2023		$282,170 Land $33,050 Building $249,120	$282,170 Land $33,050 Building $249,120
2022	$3,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10028 Barton Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10028 Barton Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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